"The perception isn't the reality," one Chicago barista told Business Insider. Starbucks is at a critical juncture. While the company has consistently increased same-store sales in the US and globally for years, traffic in the second quarter was flat after dropping 2% in the first quarter of 2017 — meaning fewer people are visiting stores.
Speeding toward financial independence is easier when you know which financial choices can slow you down. "At first blush, buying the latest and greatest version of the ultimate driving machine may seem like a value worthy of your hard-earned money," says California financial advisor Anthony M. Montenegro of Blackmont Advisors.
Jim Cramer hasn't recommended bonds ever since the Great Recession because interest rates are so low. "In general, for the last few years, even when the stock market has been getting absolutely pounded, bonds simply haven't represented very good values versus equities," the " Mad Money " host said. Cramer has always had the notion that excessive prudence can be one of the most reckless strategies of all.