You can rest assured that there's no way for your prospective employer to find out without your knowledge. If the company does not ask for W-2 forms or pay stubs to verify your previous salary (you're under no obligation to provide them, but by refusing you run the risk of losing the offer), the company must have you sign authorization forms permitting your previous employer to disclose salary information, attorney Mitchell D. Kreiter tells Business Insider. "Every state with the exception of Louisiana has the same basic principals of law, which do not permit a prospective employer to find out what the applicant's previous salary was unless they applicant has signed an authorization form permitting the prospective employer to do so," Kreiter says.
Vanguard is the biggest fund company in the land, with more than $3 trillion in assets. Thirty-four Vanguard funds appear on a list of the 105 most popular mutual funds in employer-sponsored retirement savings plans. No other fund company comes close.
Although the overall individual audit rate is only about one in 119, the odds increase dramatically as your income goes up, as it might if you sell a valuable piece of property or get a big payout from a retirement plan. The IRS wants to be sure that owners of IRAs and participants in 401(k)s and other workplace retirement plans are properly taking and reporting required minimum distributions.