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Banking & Budgeting

Debit vs. Credit: The Pros and Cons of Each

Both debit and credit cards have their advantages and disadvantages. Check out the following pros-and-cons list to determine which option is the right one for you...  read more

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• Crank Up Your Credit Score: Dos and Dont's
• Shift Your Savings Strategy for Inflation
• 7 Surefire Ways to Become an ID Theft Victim
• 5 Things the Rich Understand About Money
• 7 Reasons to Welcome a Recession
• Understand Your Ever-Changing Credit Score

View Banking & Budgeting basics

Top Stories

• EBay's PayPal rule in Australia draws fireAP - Today, Fri, May 9, 2008
• Executive BriefingInvestor's Business Daily - Today, Fri, May 9, 2008
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• Consumer group spent $180,000 lobbying gov't in 1QAP - Today, Fri, May 9, 2008

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Most Popular Articles

• Semi-Annual Changes to the NASDAQ Biotechnology IndexPrimeNewswire - Fri, May 9 - 8:00pm ET
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How-To Guides

• Financial Planning for Those Just Starting Out
• Yes, You Can Get Out of Debt
• Put Savings First With a Budget
• Managing Debt and Credit
• View more how-to guides

Calculators

• Should I Consolidate My Personal Debt Into a New Loan?
• What's my current cash flow?
• How much do I need for emergencies?
• How much am I spending?
• Should I pay down debt or invest more?
• Value of reducing or foregoing expenses
• View more calculators

Expert Opinion

Can You Live On One Income? It’s Worth a Try

By Laura Rowley

Two-income families may be the norm, but with bold lifestyle changes it may be possible to downscale to one paycheck.

• Don't Let Your Money Yield to the Fed Rate Cutsby Suze Orman
• Quick Study: Money and Happiness Under the Microscopeby Laura Rowley
• Ailing Economy Could Be a Blast from the Pastby Laura Rowley

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» View all finance videos

Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.69%	5.77%
  15 Year Fixed	5.28%	5.35%
  1 Year ARM	5.85%	5.90%
  30 Year Fixed Jumbo	6.97%	7.07%
  5/1 ARM	5.09%	5.39%
  3/1 ARM	5.02%	5.35%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.42%	7.41%
  $50K Home Equity Loan	7.26%	7.26%
  $75K Home Equity Loan	7.50%	7.50%
  $30K HELOC	5.02%	5.06%
  $50K HELOC	4.17%	4.18%
  $75K HELOC	4.16%	4.17%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	2.76%	2.75%
  1 year CD	3.03%	3.01%
  3 year CD	3.18%	3.15%
  MMA	2.35%	2.37%
  $10K MMA	2.54%	2.56%
  $25K MMA	2.93%	2.93%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.66%	6.64%
  48 Month New Car Loan	6.58%	6.77%
  60 Month New Car Loan	6.57%	6.54%
  72 Month New Car Loan	7.10%	7.11%
  36 Month Used Car Loan	7.17%	7.20%
  48 Month Used Car Loan	6.89%	7.11%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

View rates in your area

Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• I've been getting a lot of credit cards paid off, what else can I do to boost my credit score?
  Asked by Liesel
• Why would someone get denied a savings bank account because of credit?
• Does opening a second checking account at a different bank affect my credit score?
• Any downside to adding a beneficiary to savings account?
• How can you make sticking to a budget/saving money fun?

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