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Investing 101 Archive

  • Like it or not it's time to pay the price for being an American: that's right, the tax deadline is upon us once more.

    There may not be any way to ease the sting but in this edition of Investing 101 Greg Rosica, the co-author of Ernst & Young Tax Guide for 2012 gives investors tips and rules of thumb for minimizing both the pain and maybe even the cost of what you have due this April 17th.

    In the attached video clip, Rosica lays out five key tax tips for every investor.

    1) Types of Taxable Income

    Not all income is created equal when it comes to taxes. Wages, interest, dividends, and capital gains from stocks or mutual funds are all treated differently when it comes to tax rates. Adding up everything that flowed into your accounts over the year and calling it "income" is going to lead into you paying more than your fair share.

    2) Asset Location

    Not only do rates vary but you may not to have to pay taxes on gains at all, provided you're holding assets in a 401(k), IRA or other accounts where you can defer paying taxes on gains for years. Only your taxable accounts --typically vanilla brokerage or accounts that allow you to deposit and remove money at your will-- are subject to annual rates.

    Read More »from It’s Tax Season Again! Tips for Every Investor
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    Exchange traded funds or ETFs seem like the darling of the investment world right now, as these Wall Street newcomers account for nearly one third of daily trading volume in the U.S.

    In this installment of Investing 101, we're taking a closer look at an asset class that now consists of more than 1,400 different offerings with an estimated $1.2 trillion in total assets. While that is still only about 1/10th the size of the traditional mutual fund market, the growth and the influence cannot be overstated.

    If you are thinking about adding ETFs to your portfolio, we have compiled a list of 5 things you need to know before buying.

    1) What Exactly Is An ETF?

    Unlike a mutual fund that only calculates what all its various investments are worth at the end of each trading day and then sells at that price, an ETF prices its holdings all day and trades whenever the stock market is open. Because of this live pricing and trading feature, the majority of ETFs tend to mimic price action of a particular index or asset.

    Read More »from 5 Things to Know About ETFs Before Buying One


(53 Stories)


Breakout’s Investing 101 helps you gain insight on money management and trading. Whether you’re managing your own retirement account, just beginning, or an advanced investor in need of a good refresher, Investing 101 will help you learn, grow, and keep you informed of the basic steps to effectively manage your money. Expect investing tips that focus on trading strategies, asset allocation, and portfolio management.

Investing 101

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