There’s nothing simple about paying for basic health care. That’s what Americans are learning as the country erupts in debate over the Affordable Care Act (also known as Obamacare).

Health-care exchanges, the marketplaces for uninsured people and those who don’t receive health insurance from employers, are launching in 36 states next week and while the premiums for insurance will only be revealed on October 1, the Department of Health and Human Services has shed some light on the exchanges. Rates will vary wildly from state to state; right now one of the lowest cost plans is in Minnesota at $192 per month, while it climbs to $403 in Mississippi. The system will also likely penalize young healthy people while reducing costs for those in poor health, according to many reports.

Related: Grading Obamacare: Why the Government Should (and Shouldn’t) Control Health Care Coverage

These 2.7 million young, healthy Americans between the ages of 18 and 34 are being dubbed the young invincibles and

A Forbes contributor, Harry Binswanger, who is a disciple of the writer Ayn Rand, argued this week that people who make $1+ million a year are so valuable to society that they shouldn't pay any taxes.

Far from these million-dollar earners paying more taxes, Binswanger argued, the rest of America should "give back" to the 1% by thanking them for their service to the country and rewarding them by exempting them from taxation.

This argument is the logical extension of an argument that many American entrepreneurs and investors make, which is that they are the country's "job creators" and therefore deserve almost all of the country's income and wealth. These "job creators," this argument goes, should pay their employees as little as possible and keep every penny of profit for themselves. After all, they deserve it: They're the ones who "create" the jobs that sustain the country.

Related: The 99% Owe "A Debt of Gratitude" to the 1%: Harry Binswanger

It's no surprise why this argument is