The Affordable Care Act, aka Obamacare, went into effect on Oct. 1 as part of a wide-ranging federal effort to bring affordable health insurance coverage to millions of uninsured Americans.Suffice it to say that Ashley Dionne, a 26-year-old University of Michigan graduate who is currently working the night shift at a local gym for $8 an hour, is not a fan.
"Liberals claimed this law would help the poor," she wrote Monday in post that has since gone viral. "I am the poor, the working poor, and I can’t afford to support myself, let alone older generations and people not willing to work at all. This law has raped my future."
Dionne made the comments on her personal Tumblr, Radical for Capitalism, on Monday and they quickly spread through the blogsphere and to conservative outlets, eventually reaching the site Damn Straight Politics and the Facebook page of commentator Dennis Prager, who hosts a nationally syndicated radio talk show. Even Rush Limbaugh chimed in on her story on Wednesday.
The problem, she wrote, is that the new law will require her to pay nearly $320 a month for a plan that will cover her various pre-existing conditions. That's up from the $75 a month she says she had been paying previously, while still on her parents' plan. The Affordable Care Act requires that young adults get their own insurance plan after age 26. And, as a part-time employee, she's not able to qualify for group health insurance through her employer.
The price hike for a young person like Dionne is not too surprising, considering that one of the goals of Obamacare was to expand access to quality coverage, according to Linda Blumberg, senior fellow at The Urban Institute.
"Part of the problem with [earlier, cheaper] plans is that people think they are insured until something bad happens, and then they find out they aren't covered," she told CNNMoney, calling the plans now available through Obamacare, "real insurance."
But, for Dionne, that's cold comfort as she struggles to keep up with her bills, despite holding a bachelor's degree. Now, she says her monthly health-care expenses have more than quadrupled.
"People keep saying, you're eligible for subsidies, and that's true," Dionne told Yahoo, "I could get them. But I'm an Objectivist (a follower of the the philosophy promoted by Ayn Rand), and I just don't want them. It's just a matter of my personal beliefs. I know I could get them, but I just don't want to have to."
Read Dionne's entire post as it appeared on her Tumblr below:
- Investing Education
- Affordable Care Act