Eating out used to be a special occasion. Now, eating at home is what's special.
We've become a nation of foodies and top chefs, and nowhere is that trend more apparent than with young adults.
The NPD Group, which markets consumer trends, finds that so-called millennials are eating at home more, and not just to save money. In a report called "Millennials: Bringing It All Home," researchers have analyzed what kinds of kitchen gadgets young adults are buying as they grow up and move out of mom's basement.
Top finding: Eating at home
NPD found that while American adults as a whole ate out slightly more last year than the year before (and I mean slightly, as in, one less meal at home), millennials ate eight more meals at home than they did in 2013.
The reasons for eating at home go beyond the usual—saving money and it's healthier—to include beliefs that the food tastes better, millennials enjoy cooking and, here's a switch!, "I have the time."
We're heading into the final weeks of that joyful time of year we call tax time. The U.S. tax code makes the season EZ and fun!
However the IRS is trying to simplify your life in one way. It is warning of tax scams to avoid in 2015.
Here are a few to watch out for.
#5 - Impersonating the tax man
Look, the IRS is busy. It's not going to suddenly call or email you out of the blue bullying you into paying up immediately. The agency usually works through good old fashioned snail mail. "Aggressive and threatening phone calls by criminals impersonating IRS agents remains an ongoing threat to taxpayers," said the agency, which adds that you should also never click on an email that appears to be from the IRS "that takes you by surprise."
#4 - Identity theft
#3 - Fake charities
#2 - Don't exaggerate
#1 - Don't be silly
--Comments, Questions, Suggestions? Tweet us @TopBestMost.
Apple has convinced us we not only need to spend hundreds of dollars on a gadget, but we need to do it every year.
Starbucks has convinced us it's acceptable to pay $4 for a cup of coffee, and we gladly line up every morning to do so.
Who doesn't love Disney? It's the Magic Kingdom!
Other companies, however, don’t quite ignite the same excited reaction.
Based on customer reviews and employee feedback from sites like Glassdoor, Zogby Analytics and the American Customer Satisfaction Index, 24/7 Wall Street has come up with a list of the five most-hated companies in the country.
#5 – Bank of America
"Fair or not, Bank of America remains deeply unpopular," reports 24/7 Wall Street. "Customers are highly unsatisfied with the bank." Banks generally have not scored well with customers, but BofA is so big, and has had to pay so much in settlements due to shenanigans during the mortgage crisis, "the company received the highest share of poor reviews of any business in Zogby Analytics' 2014 customer service survey."
#4 – McDonald’s
#3 – Dish Network
#2 - Sony
You can tell a lot about the state of the economy by where the job growth is strongest. Where are the most "help wanted" signs going up? The Wall Street Journal has tracked government figures and here are the Top, Best, Most promising sectors, based on growth so far in 2015.
#5 – Healthcare/Social Assistance
This area added almost 50,000 jobs in January for an industry that covers everything from physicians to caregivers. This is a sector which the Journal says has shown growth in all but two months over the last 10 YEARS. According to U.S. News & World Report, this is actually the best area to go work in 2015, grabbing four of the five top spots in its list of "The 100 Best Jobs." Tops is dentist, where pulling teeth can help pull in a median salary of $146,340 a year (nights, weekends and holidays off!). The government expects 23,000 new dentist job openings through 2022. Smile! But while health care and social assistance added a lot of jobs in January, this is already a very big sector, so overall growth was only 0.27 percent, putting it in fifth place on the Journal’s list.
#4 - Retail
#3 - Restaurants and Bars
#2 - Financial Activities
Americans are foodies, thanks to all those TV shows challenging us to expand our palates and discover new cuisine mashups. Remember when kimchi tacos sounded CRAZY? Oh, such simpler times.
We've scoured the latest food research (get it? scoured?) to find the top, best, most interesting new food trends of 2015.
Carbs are bad. Americans are now pro protein. Marketing research by Mintel said, "When it comes to dieting, high-protein diets are the nation's favorite." Paleo is the new Atkins, and in 2015, watch for more products beefing up their protein content. Also protein is being extracted from an increasing number of nonanimal sources, like peas or rice.
No. 4—Chocolate goes to the dark(er) side
No. 3—Clean simple and real
Clean is the new green, says Mintel. Consumers are looking for foods which are simply raised and prepared with clear, honest labeling.
"The new priority is transparency," said researchers, as shoppers want a better idea about ingredients and origination of food.
No. 2—You are top chef
No. 1—Move over, kale!
Qualifying for a profitable college degree is rocket science. Really. Degrees in engineering, computer science and physics can pay off big, and we've even discovered that you can make a decent living with a degree in philosophy or international relations. So which degree programs don't provide a good return on your college investment? A Bachelors in Puppet Arts, perhaps? Oh, that's real. Also, I’m not sure you'll go far with a music degree in bagpiping from Carnegie Mellon, but you'll certainly have a lot of fun. We probably do not need to worry about a glut of bagpipers and puppeteers competing for jobs. So which larger fields of study bring in smaller paychecks? We looked at data from the Bureau of Labor Statistics, U.S. News & World Report and USA Today, along with research from salary websites like Payscale.com, Salary.com, and determined five degrees you should pursue purely out of passion, not profit. #5 - Social work We live in stressful times. Many people are still recovering from the Great Recession. Social workers help people hanging on by a thread—children placed in foster homes or the elderly who need to be connected with government benefits. However, most people with degrees in social work start with salaries in the mid-$30,000 range, rising eventually to a median income of $43,000. #4 - Theology The love of money is the root of all evil, the apostle Paul wrote to disciple Timothy in the Bible. Rich preachers aside, most of those who feel “called” to pursue a theology degree usually aren't planning on living the good life in this life. While the government reports clergymen (and women) have average salaries of $48,000, other religious workers are down at $33,000. Overall numbers suggest that a career in theology and pastoral ministry commands median pay of only $39,000. #3 - News announcer Oh, that's rich. Well, it is rich if you're Matt Lauer or Robin Roberts. They make a LOT of money. But, speaking as someone who started out in a small news market (Albuquerque back in the '80s where I was paid $7 an hour), there's a reason local anchors sit behind desks. That way they only need enough money to pay for a jacket. Pants don't matter. Median pay for news announcers is $33,000. #2 - A tie between coaching and early childhood education Preschool teachers take care of our children when they're young. Coaches and athletic trainers teach them teamwork and discipline later on. Both are pretty important, and yet their salaries do not show it. Median pay is $32,000. #1 - Human services This category includes counselors, community outreach workers, mental health workers. SOME OF THE MOST IMPORTANT PEOPLE ON THE PLANET. It must be a labor of love, because this field does not carry a financial payoff. Median pay is only $30,000. Counselors may need counseling to get by.
We talk a lot about the need for good jobs in America, but good-paying jobs often require certain skills. Engineering, science and technical degrees are seen as highly prized, and not without merit.
However, you don't necessary need to major in software development or computer science to go far in this world. You can make a good living with a philosophy degree. Or English literature.
This should be a huge relief to parents putting their children through college and wondering how junior is ever going to be able to pay the bills after earning a master's degree in Elizabethan poetry.
According to Payscale, graduates of journalism school have starting median salaries of $38,100 which jump to $67,700 by midcareer. Broadcast journalism graduates start out a little lower, but jump a little higher midcareer to $68,800 in "report"-able income (report, get it? Heh, heh). TheRichest.com points out that "those with a background in journalism also tend to be in high demand in lucrative areas such as marketing and communications." Bottom line: just because you study journalism doesn't mean you're going to make a living as a journalist.
It’s time to get your beer on.
Bud may be "The King of Beers," but its crown is tarnishing. The Wall Street Journal reports that Anheuser-Busch InBev shipped only 16 million barrels of Bud in 2013, a nearly 50 percent drop in a decade.
The Atlantic reports, "A stunning 44 percent of people aged 21 to 27 have apparently never sipped an ice cold Bud."
So what are they drinking? Something old and something new.
Beer Marketing Insights and 24/7 Wall Street put together a list of the fastest-growing beer brands in the U.S. #5 - PBR
#4 - BLUE MOON
#3 - STELLA ARTOIS
#2 - MODELO ESPECIAL
#1 - DOS EQUIS
--Comments, Questions, Suggestions? Tweet us @TopBestMost
If you are finding your New Year's resolution to get in shape is difficult to keep (again), maybe you need to move. Not just move your body, move your residence.
WalletHub has found the best and worst cities for active lifestyles. These fitness results may cause you to stretch your imagination.
For example, Pittsburgh ranks No. 3 overall for active lifestyles, while sunny Los Angeles is way down at No. 85.
The reason for this seemingly odd result is because WalletHub not only looked at things like the number of gyms per capita, public swimming pools, tennis courts, golf courses, playgrounds and bike lanes, it also looked at the cost of doing these activities, and what percentage of the population actually gets off the couch. The results are folded into two categories labeled “Budget & Participation” and “Sports Facilities & Outdoor Environment.”
Here are the best and worst cities overall, along with a few notable standouts.
No. 2 - PORTLAND, OREGON
No. 1 – OMAHA, NEBRASKA
Oma-WHAT? OMAHA! (Screams Peyton Manning…)
No. 99 - JERSEY CITY, NEW JERSEY