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What Is My Current Cash Flow?

Very Good (665 Ratings)

3.987958/5

Businesses generate a Sources and Uses of Cash statement to evaluate their income and expenses and to check profitability. Similarly, a cash flow statement can help you evaluate your personal income and expenses and see if you are running "in the red or the black" each month.

Assumptions	Input
Monthly or annual figures?	MonthlyAnnual

Itemized Income	Input
Wages, salary and tips	$
Interest on savings accounts, CDs, etc.	$
Dividends from stocks, etc.	$
Social security benefits	$
Pensions	$
Alimony, child support (received)	$
Other income	$

Itemized Expenses	Input
Charitable/Church donations	$
Mortgage payment or rent	$
Vacation home (mortgage)	$
Automobile loan(s)	$
Personal loan(s)	$
Charge accounts	$
Federal income taxes	$
State income taxes	$
FICA (social security taxes)	$
Real estate taxes	$
Other taxes	$
Utilities	$
Household repairs and maintenance	$
Food	$
Clothing and laundry	$
Educational expenses	$
Child care	$
Automobile expenses (gas, repairs, etc.)	$
Other transportation expenses	$
Life insurance premiums	$
Homeowners (renters) insurance	$
Automobile insurance	$
Medical, dental and disability insurance	$
Entertainment and dining	$
Recreation and travel	$
Club dues	$
Hobbies	$
Gifts	$
Major home improvements and furnishings	$
Professional services	$
Other and miscellaneous expenses	$

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This calculator is provided by Financial Calculators, Inc., and is intended solely for general information and educational purposes. You should not take any action on the basis of the information provided through this calculator. Please see the disclaimer for further information and limitations.

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Very Good (665 Ratings)

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Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.69%	5.77%
  15 Year Fixed	5.28%	5.35%
  1 Year ARM	5.85%	5.90%
  30 Year Fixed Jumbo	6.97%	7.07%
  5/1 ARM	5.09%	5.39%
  3/1 ARM	5.02%	5.35%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.42%	7.41%
  $50K Home Equity Loan	7.26%	7.26%
  $75K Home Equity Loan	7.50%	7.50%
  $30K HELOC	5.02%	5.06%
  $50K HELOC	4.17%	4.18%
  $75K HELOC	4.16%	4.17%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	2.76%	2.75%
  1 year CD	3.03%	3.01%
  3 year CD	3.18%	3.15%
  MMA	2.35%	2.37%
  $10K MMA	2.54%	2.56%
  $25K MMA	2.93%	2.93%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.66%	6.64%
  48 Month New Car Loan	6.58%	6.77%
  60 Month New Car Loan	6.57%	6.54%
  72 Month New Car Loan	7.10%	7.11%
  36 Month Used Car Loan	7.17%	7.20%
  48 Month Used Car Loan	6.89%	7.11%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

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