Sunday, November 8, 2009, 8:34AM ET - U.S. Markets Closed.

Insurance

How Much Disability Income Do I Need?

Fair (213 Ratings)

1.760564/5

Your chances of becoming disabled are far greater than your chances of dying. It may surprise you that one out of three individuals will suffer a disabilty that lasts at least 90 days. One out of ten will be permanently disabled prior to age 65.

* Source: Group Benefits - Basic Concepts and Alternatives, Burton T Beane, Jr. American College, 1993

Monthly Income (if disabled)	Input
Spouse's after-tax income	(0-9999999)$
Investment income	(0-9999999)$
Group/Individual disability income	(0-9999999)$
Other monthly income	(0-9999999)$

Monthly Expenses	Input
Mortgage or rent	(0-9999999)$
Loan repayments	(0-9999999)$
Utilities	(0-9999999)$
Food	(0-9999999)$
Clothing	(0-9999999)$
Transportation	(0-9999999)$
Education/Tuition	(0-9999999)$
Medical/Personal Care	(0-9999999)$
Insurance premiums	(0-9999999)$
Other expenses	(0-9999999)$

See All Calculators

Monthly Income (if disabled)	Input
Spouse's after-tax income
Investment income
Group/Individual disability income
Other monthly income

Monthly Expenses	Input
Mortgage or rent
Loan repayments
Utilities
Food
Clothing
Transportation
Education/Tuition
Medical/Personal Care
Insurance premiums
Other expenses

See All Calculators

{ "fields" : { "udata" : [ "spouseAftertaxIncome" , "investmentIncome" , "disabilityIncome" , "otherIncome" , "mortgage" , "loans" , "utilities" , "food" , "clothing" , "transportation" , "education" , "medical" , "insurance" , "otherExpenses" ] } }

Powered By

This calculator is provided by Financial Calculators, Inc., and is intended solely for general information and educational purposes. You should not take any action on the basis of the information provided through this calculator. Please see the disclaimer for further information and limitations.

Rate This calculator

Fair (213 Ratings)

2/5

Sign-in to rate!

Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.13%	5.16%
  15 Year Fixed	4.70%	4.60%
  1 Year ARM	3.98%	4.00%
  30 Year Fixed Jumbo	6.06%	6.10%
  5/1 ARM	4.30%	4.26%
  3/1 ARM	4.75%	4.80%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	8.35%	8.39%
  $50K Home Equity Loan	8.36%	8.41%
  $75K Home Equity Loan	8.39%	8.44%
  $30K HELOC	5.24%	5.26%
  $50K HELOC	4.99%	5.00%
  $75K HELOC	4.99%	5.00%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	1.13%	1.15%
  1 year CD	1.61%	1.63%
  3 year CD	2.28%	2.29%
  MMA	1.04%	1.05%
  $10K MMA	1.13%	1.13%
  $25K MMA	1.34%	1.35%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.90%	6.96%
  48 Month New Car Loan	7.05%	7.12%
  60 Month New Car Loan	7.11%	7.18%
  36 Month Used Car Loan	7.39%	7.43%
  48 Month Used Car Loan	7.50%	7.51%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Business Credit Cards	9.69%	9.69%
  Low Interest Credit Cards	11.91%	11.91%
  Cash Back Credit Cards	12.36%	12.36%
  Reward Credit Cards	12.85%	12.85%
  Instant Approval Credit Cards	13.32%	13.32%
  Balance Transfer Credit Cards	13.46%	13.46%

  Source: CreditCards.com

View rates in your area

Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). International historical chart data and daily updates provided by Morningstar, Inc. Fundamental company data provided by Capital IQ. Quotes and other information supplied by independent providers identified on the Yahoo! Finance partner page. Quotes are updated automatically, but will be turned off after 25 minutes of inactivity. Quotes are delayed at least 15 minutes. Real-Time continuous streaming quotes are available through our premium service. You may turn streaming quotes on or off. All information provided "as is" for informational purposes only, not intended for trading purposes or advice. Neither Yahoo! nor any of independent providers is liable for any informational errors, incompleteness, or delays, or for any actions taken in reliance on information contained herein. By accessing the Yahoo! site, you agree not to redistribute the information found therein.

Yahoo! Answers is provided for informational purposes only, and no Q&A is intended for trading or investing purposes. Yahoo! shall not be responsible or liable for the accuracy, usefulness or availability of any Q&A information, and shall not be responsible or liable for any trading or investment decisions based on such information. View Complete Answers Disclaimer.