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Credit Cards

What to Do if Your Credit Card Limit Gets Cut

When your credit limit drops, your credit score may take a hit. But there are a few strategies that may mitigate the damage to your score...  read more

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Top Stories

• Credit dispute shouldn't hurt scoreBankrate.com - Today, Thu, Aug 28, 2008
• New Arizona law on credit freezes taking effectAP - Wed, Aug 27, 2008
• Are identity theft protection services worth it?CNNMoney.com - Wed, Aug 27, 2008
• How to get the best loan ratesBankrate.com - Wed, Aug 27, 2008

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Most Popular Articles

• Federal District Court Rules on Alleged Violations of InjunctionPR Newswire - Thu, Aug 28 - 6:38pm ET
• The J. M. Smucker Company Announces Date of Special Meeting of Shareholders for the Proposed Merger With The Folgers Coffee CompanyPR Newswire - Thu, Aug 28 - 6:05pm ET
• China Finance Online Reports Unaudited Second Quarter 2008 ResultsPR Newswire - Thu, Aug 28 - 6:00pm ET
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How-To Guides

• Put Savings First With a Budget
• Financial Planning for Those Just Starting Out
• Yes, You Can Get Out of Debt
• Managing Debt and Credit
• View more how-to guides

Calculators

• How long will it take to pay off my credit cards?
• Should I consolidate my personal debt?
• How much am I spending?
• Should I pay down debt or invest more?
• Value of reducing or foregoing expenses
• View more calculators

Expert Opinion

What You Need to Know About Credit Scores

By Anya Kamenetz

Here’s why your credit score is so vital -- and what you need to know about it.

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Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	6.29%	6.32%
  15 Year Fixed	5.79%	5.82%
  1 Year ARM	5.92%	5.89%
  30 Year Fixed Jumbo	7.33%	7.45%
  5/1 ARM	5.90%	5.83%
  3/1 ARM	5.77%	5.70%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.63%	7.62%
  $50K Home Equity Loan	7.27%	7.27%
  $75K Home Equity Loan	7.27%	7.27%
  $30K HELOC	5.18%	5.17%
  $50K HELOC	4.83%	4.81%
  $75K HELOC	4.83%	4.81%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	3.16%	3.12%
  1 year CD	3.65%	3.62%
  3 year CD	3.85%	3.83%
  MMA	2.45%	2.50%
  $10K MMA	2.73%	2.77%
  $25K MMA	3.07%	3.10%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.72%	6.73%
  48 Month New Car Loan	6.51%	6.78%
  60 Month New Car Loan	6.52%	6.47%
  72 Month New Car Loan	6.44%	6.32%
  36 Month Used Car Loan	7.08%	7.10%
  48 Month Used Car Loan	6.80%	6.92%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

View rates in your area

Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• How does a refund on a credit card work?
  1
  Asked by M.D.W
• 2
  Why would someone get denied a savings bank account because of credit?
• 3
  Does opening a second checking account at a different bank affect my credit score?
• 4
  Any downside to adding a beneficiary to savings account?
• 5
  How can you make sticking to a budget/saving money fun?

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