Saturday, May 17, 2008, 3:25PM ET - U.S. Markets Closed.

Debt Management

Credit-Card Crisis: Using Plastic to Cover bills

Finding themselves strapped for cash and unable to use their home as an ATM, Americans are increasingly turning to credit cards to cover gas, groceries, and other living expenses...  read more

• Surprise: Debtors Are Better Savers
• Add It Up: What Your Debt Really Costs You
• Fend Off Debt With This Expert Advice
• When Forgiven Debts Come Back to Haunt You
• The Cure for Your Debt Hangover
• Tips on Managing Your Debt Load

View Banking & Budgeting basics

Top Stories

• Getting the right insuranceCNNMoney.com - Thu, May 15, 2008
• Retailers: Stop MasterCard, Visa from price-fixing on feesat MarketWatch - Thu, May 15, 2008
• Consumer Inflation Cooled Last Month, Making Fed's CaseInvestor's Business Daily - Wed, May 14, 2008
• Economic 'misery' more widespreadCNNMoney.com - Wed, May 14, 2008

View more articles

Most Popular Articles

• EADS to roll out A400M on June 26Reuters - Sat, May 17 - 1:50pm ET
• 'One-Click Stock Picks' & Spectacular One-Day Gains with Software from Investing Systems NetworkPR Newswire - Sat, May 17 - 10:02am ET
• Integra LifeSciences Reports 2007 Financial Results and Appointment of Chief Financial OfficerPrimeNewswire - Sat, May 17 - 10:00am ET
• E*TRADE FINANCIAL Sells Shares of India's IL&FS Investsmart to HSBCBusiness Wire - Sat, May 17 - 9:08am ET

View more popular articles

How-To Guides

• Financial Planning for Those Just Starting Out
• Yes, You Can Get Out of Debt
• Put Savings First With a Budget
• Managing Debt and Credit
• View more how-to guides

Calculators

• Should I consolidate my personal debt?
• How much am I spending?
• Value of reducing or foregoing expenses
• How long will it take to pay off my credit cards?
• Should I pay down debt or invest more?
• View more calculators

Expert Opinion

In a Tough Economy, Self-Understanding Is Key

By Laura Rowley

People get financially creative in tough economic times, and fear can play a role. Here are ways to avoid overreacting.

• Can You Live On One Income? It’s Worth a Tryby Laura Rowley
• Don't Let Your Money Yield to the Fed Rate Cutsby Suze Orman
• Quick Study: Money and Happiness Under the Microscopeby Laura Rowley

View all experts

More on Personal Finance

• 
  Stop Identity TheftMoney Talks –Wed, Apr 30 - 6:00am ETWatch video
• Is Insurance Underwriting Right For You?Investopedia –Mon, Apr 21 - 4:48pm ETWatch video

• 
  Negotiating with Your LenderMoney Talks –Mon, Apr 21 - 6:00am ETWatch video
• Litigation: Are Your Investments At Risk?Investopedia –Tue, Apr 15 - 1:33pm ETWatch video

• Accounting Not Just For Nerds AnymoreInvestopedia –Mon, Apr 14 - 3:44pm ETWatch video
• Should You Incorporate Your Business?Investopedia –Fri, Apr 11 - 5:01pm ETWatch video

• Executive Compensation: How Much Is Too Much?Investopedia –Thu, Apr 10 - 12:29pm ETWatch video
• Accounting For Differences In Oil And Gas AccountingInvestopedia –Fri, Apr 4 - 5:57pm ETWatch video

» View all finance videos

Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.76%	5.69%
  15 Year Fixed	5.36%	5.28%
  1 Year ARM	5.90%	5.85%
  30 Year Fixed Jumbo	7.04%	6.97%
  5/1 ARM	5.23%	5.09%
  3/1 ARM	5.20%	5.02%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.51%	7.42%
  $50K Home Equity Loan	7.37%	7.26%
  $75K Home Equity Loan	7.56%	7.50%
  $30K HELOC	5.01%	5.02%
  $50K HELOC	4.49%	4.17%
  $75K HELOC	4.48%	4.16%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	2.72%	2.76%
  1 year CD	3.03%	3.03%
  3 year CD	3.26%	3.18%
  MMA	2.33%	2.35%
  $10K MMA	2.52%	2.54%
  $25K MMA	2.90%	2.93%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.80%	6.66%
  48 Month New Car Loan	6.92%	6.58%
  60 Month New Car Loan	6.64%	6.57%
  72 Month New Car Loan	7.19%	7.10%
  36 Month Used Car Loan	7.16%	7.17%
  48 Month Used Car Loan	7.05%	6.89%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

View rates in your area

Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• I've been getting a lot of credit cards paid off, what else can I do to boost my credit score?
  Asked by Liesel
• Why would someone get denied a savings bank account because of credit?
• Does opening a second checking account at a different bank affect my credit score?
• Any downside to adding a beneficiary to savings account?
• How can you make sticking to a budget/saving money fun?

Ask a new question

Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). International historical chart data and daily updates provided by Hemscott Americas. Fundamental company data provided by Capital IQ. Quotes and other information supplied by independent providers identified on the Yahoo! Finance partner page. Quotes are updated automatically, but will be turned off after 25 minutes of inactivity. Quotes are delayed at least 15 minutes. Real-Time continuous streaming quotes are available through our premium service. You may turn streaming quotes on or off. All information provided "as is" for informational purposes only, not intended for trading purposes or advice. Neither Yahoo! nor any of independent providers is liable for any informational errors, incompleteness, or delays, or for any actions taken in reliance on information contained herein. By accessing the Yahoo! site, you agree not to redistribute the information found therein.

Yahoo! Answers is provided for informational purposes only, and no Q&A is intended for trading or investing purposes. Yahoo! shall not be responsible or liable for the accuracy, usefulness or availability of any Q&A information, and shall not be responsible or liable for any trading or investment decisions based on such information. View Complete Answers Disclaimer.