Friday, July 4, 2008, 5:37PM ET - U.S. Markets Closed for Independence Day.
Before you sign on the dotted line, you should review this list.
CAR SHOPPING CHECKLIST
Mileage Statement
Has the mileage of your trade-in been entered?
Are all the blanks filled out?
New Vehicle Mileage
Is the mileage statement on the new car the same as on the odometer?
Used Vehicle Mileage
Power of Attorney
Finance Contracts
Is the VIN number the same on the buyer's order and finance contract?
Is the figure for the amount you intend to finance the same on both?
Are the finance charges the same as you agreed?
Are there other charges to which you have agreed?
Check the other fees normally associated with a new car purchase.
Is the annual percentage rate as agreed?
Do the amount and number of payments reflect the total number of months you have agreed to pay?
Warranty Agreements
Have you read the warranty?
Do you understand what is and what is not covered?
Are the agreed exceptions in writing?
Has the warranty been signed by management?
Did you receive two sets of keys?
Have you received the owner's manual and maintenance record books?
Has the dealership arranged for the license and registration?
Do you have all registration records?
Have your arranged for your insurance?
Is your insurance form in the glove compartment?
See today's average rates across the country.
| Loan Type | Today | Last Week |
|---|---|---|
| 30 Year Fixed | 6.25% | 6.27% |
| 15 Year Fixed | 5.77% | 5.84% |
| 1 Year ARM | 6.14% | 6.13% |
| 30 Year Fixed Jumbo | 7.30% | 7.38% |
| 5/1 ARM | 5.58% | 5.70% |
| 3/1 ARM | 5.44% | 5.57% |
| Loan Type | Today | Last Week |
|---|---|---|
| $30K Home Equity Loan | 7.64% | 7.61% |
| $50K Home Equity Loan | 7.42% | 7.40% |
| $75K Home Equity Loan | 7.69% | 7.68% |
| $30K HELOC | 4.67% | 4.66% |
| $50K HELOC | 4.38% | 4.38% |
| $75K HELOC | 4.37% | 4.37% |
| Loan Type | Today | Last Week |
|---|---|---|
| 36 Month New Car Loan | 6.80% | 6.80% |
| 48 Month New Car Loan | 6.84% | 6.83% |
| 60 Month New Car Loan | 6.49% | 6.48% |
| 72 Month New Car Loan | 6.32% | 6.32% |
| 36 Month Used Car Loan | 7.14% | 7.14% |
| 48 Month Used Car Loan | 6.84% | 6.83% |
| Card Type | Today | Last Week |
|---|---|---|
| Balance Transfer | 10.31% | 10.03% |
| Low Interest | 11.01% | 10.97% |
| For Bad Credit | 13.02% | 13.12% |
| Cash Back | 11.47% | 11.46% |
| Business | 11.10% | 10.91% |
| Airline | 12.75% | 12.69% |