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Mutual Funds Center

How target-date funds work -- and don't work

Bankrate.com Target-date funds have fast become the favored tool among retirement savers who have neither the expertise nor the inclination to manage their own account. Billed as "set it and forget it" investment options because they automatically adjust their asset mix as investors age, target-date funds held some $595.5 billion in total assets at the end of the 2013 -- more than a fivefold incr…

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