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Are 401(k) Plans Setting Up Millennials for Pain?

Are 401(k) Plans Setting Up Millennials for Pain?

The Fiscal Times Rob Arnott, one of the investment world’s Big Thinkers, has advanced a worrying argument: that an investing approach devised to help us more safely and sensibly steer toward retirement may actually backfire. The argument concerns target-date retirement funds, whose allocation shifts away from stocks and more in favor of bonds as the specified date grows nearer. Arnott’s analysis…

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