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Loans

New Threat to Home Value: Your Neighbor's Mortgage

Whether home values sink or stick is dependent on an "invisible" factor: mortgage balances of homeowners in the area...  read more

• Supersized Mortgages Are on the Rise Again
• Answers to Your Pressing Real Estate Questions
• Protect Yourself Against a Mortgage-Rate Spike
• Slash Your Mortgage Rate to as Little as 2%
• Million-Dollar Businesses You've Never Heard Of
• How Much House Can You Afford Now?
• Old Banks, a Slew of New Lending Tricks
• Mortgage Rates: Not at a Floor Yet
• A Battle Plan for Refinancing Your Home
• What You Need to Qualify for a Refinance Now
• How to Know When to Use a Mortgage Broker

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Top Stories

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Most Popular Articles

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How-To Guides

• Home Refinancing Basics
• Financing a New Car
• Mortgage Basics
• Retirement Plan Loans
• View more how-to guides

Calculators

• How long until my loan is paid off?
• Compare a "no-cost" versus traditional mortgage
• What would my loan payments be?
• What is my current cash flow?
• Comprehensive mortgage calculator
• View more calculators

Expert Opinion

Could the Credit Card Act Ruin You Financially?

By Laura Rowley

New income rules may cut off some borrowers who rely on their cards in times of emergency.

• Funding Your Lifetime Annuityby Jack Guttentag
• Reverse Mortgages: Going Through the Optionsby Jack Guttentag
• The State of Reverse Mortgages: Part Iby Jack Guttentag

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Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.08%	5.07%
  15 Year Fixed	4.41%	4.49%
  1 Year ARM	3.99%	3.79%
  30 Year Fixed Jumbo	5.90%	5.88%
  5/1 ARM	4.05%	4.07%
  3/1 ARM	4.57%	4.67%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	8.25%	8.27%
  $50K Home Equity Loan	8.18%	8.18%
  $75K Home Equity Loan	8.20%	8.21%
  $30K HELOC	5.19%	5.18%
  $50K HELOC	4.92%	4.92%
  $75K HELOC	4.93%	4.93%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	0.88%	0.89%
  1 year CD	1.29%	1.30%
  3 year CD	2.05%	2.05%
  MMA	0.90%	0.87%
  $10K MMA	0.98%	0.96%
  $25K MMA	1.16%	1.15%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.38%	6.43%
  48 Month New Car Loan	6.51%	6.56%
  60 Month New Car Loan	6.54%	6.59%
  72 Month New Car Loan	6.03%	6.03%
  36 Month Used Car Loan	6.96%	6.99%
  48 Month Used Car Loan	6.86%	6.89%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Business Credit Cards	11.32%	10.74%
  Low Interest Credit Cards	12.17%	12.17%
  Cash Back Credit Cards	12.56%	12.49%
  Balance Transfer Credit Cards	12.71%	12.40%
  Reward Credit Cards	13.77%	13.47%
  Airline Credit Cards	14.17%	14.17%

  Source: CreditCards.com

View rates in your area

Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• Is a Reverse Mortgage a safe loan?
  1
  Asked by MrStevens
• 2
  How do I get my mortgage company to forgive a portion of my loan and lower my interest rate?
• 3
  Do you need a job to get a car loan??
• 4
  Is there student loan default forgiveness?
• 5
  How do payday loan places prey on the poor?

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