What exactly do you mean by "lousy" health plans? Does this statement support the claim that only plans that "never paid a benefit" got canceled or does it mean that it's a good idea to cancel everyone's plan? Which version of your psychotic made up reality are you arguing for?
"You're talking about allegedly deceptive business practices. That has nothing to do with Obamacare."
Insurance companies ripped off Americans for years with lousy health plans. Obamacare fixed that.
"HealthMarkets is just one example".
You're talking about allegedly deceptive business practices. That has nothing to do with Obamacare. Your own description of that situation illustrates that point, since they had to pay out a legal settlement.
A policy which doesn't cover pregnancy is now illegal under Obamacare. A single male now has to buy a policy with that coverage.
Your dingbat linking of HealthMarkets with forcing cancellation of policies that don't cover pregnancy would be like coming up with a "solution" to cases of deceptive homeowner insurance by forcing everyone to buy flood insurance even if they don't live in flood prone areas.
How did we get on the subject of death panels? Oh I see we're on a different topic now.
As long as we're off on another topic, how about the fact that since Obama and Holder started their verbal assaults and criminal investigations of the nation's police forces there's been a sharp increase in the national murder rate, reversing a decades long declining rate?
"I don't think that is true. Nevertheless, if it were true, it goes to show how the health insurance system in the US was just a rip off, and that someone did something about it".
Seems like you think any set of facts reflects well on Obamacare and Obama. If it's not true that most plans got canceled, then that means only "bad" plans got canceled, Obamacare is good, and "if you like your plan you can keep it" was a good lie. OTOH if most plans DID get canceled, you make a fact-free, kind of psychotic assumption that they were virtually ALL bad, and "if you like your plan you can keep it" was a good lie.
Given that an insurance policy charges a premium necessary to pay for whatever the plan covers, what exactly makes a health plan a ripoff anyway? Plans that cover little charge little. Plans that cover a lot charge a lot. Did that basic law of insurance change somehow since Obamacare? There have been huge premium increases as a result of Obamacare. If all health plans were a ripoff before, why are they not all ripoffs now?
It HAS TO come out that your hero did the right thing by lying. Somehow you keep trying to work back to that conclusion. This is how Demtard's minds work.
Some news items:
NBC News reported that between 50 percent and 75 percent of the 14 million who buy individual health insurance will likely receive a cancellation notice in the next year because their current plans do not meet the requirements of Obamacare.
Health policy consultant Robert Laszewski estimated 80 percent of individual insurance buyers would have to find new policies which would require more benefits and a higher price tag.
Political scientists Brendan Nyhan and Jason Reifler:
"In our study, we tested how fact-checking of the death panel myth influences people’s belief in the existence of such panels. We discovered that debunking such myths is effective at convincing some people to give up their belief in death panels. People who had warm feelings toward Sarah Palin, and thus believed her death panel claim, were willing to abandon that belief when faced with non-partisan fact-checking evidence that these death panels did not exist at the time of Palin’s claim. But the fact-checking only reduced belief in death panels among Palin supporters who otherwise had very little knowledge of politics—people who couldn’t say, for example, how many U.S. Senators there are in each state. By contrast, as shown in the picture, Palin supporters who also held basic knowledge of U.S. politics were resistant to fact-checking –debunking of the death panel myth not only failed to dissuade them from believing in death panels, but actually caused them to believe more strongly that such panels exist."
I don't think plans that were amended to include "pre-existing" were actually cancelled. This issue is highly political. The Urban Institute reports very few were cancelled and just calling them Liberal doesn't refute their data.
One of the aspects of Obamacare I like is that it is now illegal for insurance companies to cancel your coverage simply because you made an honest mistake or left out information that had nothing to do with your health or health care.
The days of gimcrack health insurance in American are gone.
The US was famous for shoddy health care plans.
HealthMarkets is just one example. They repeatedly sold junk health insurance on the individual market. They paid out more than $40 million in settlements for deceptive sales practices and Massachusetts banned them from doing business in the state for five years.
The case of Doug Christensen was standard for US health care before Obamacare. Hallelujah !!!
There is nothing whatsoever in "The Dianne Barrette story" that validates what lunatics like you keep repeating: that most people kept their plans. Nor is there anything in her story that validates the claim that it was a good thing that her plan got cancelled.
Do Demtards like you realize that Dianne Barrette could have cancelled her plan any time she wanted to? She didn't need Obama's help for that.
Nor does her story validate the idiotic fable that the only plans that got cancelled "never paid out on claims" to use the literal language of the cretin above. Why would someone not be in touch with their state insurance regulators and attorneys if they had a valid claim and the insurance company simply refused to pay it?
Or does it mean the plans didn't cover much? That may be true in Barrette's case, but her plan was very CHEAP. She was getting what she paid for. AND she was at liberty to shop for a more expensive plan any time she wanted to. In fact that is EXACTLY what she had to do under Obamacare.
Any plan that did not meet ALL the requirements of Obamacare HAD TO GET CANCELLED. Obamacare has many requirements. ONE of those is covering preexisting conditions. Virtually no plans covered preexisting conditions. There were many other requirements as well, such as requireing children to be covered under their parents' plan up to the age of 26. It's likely there was not a single plan in the country that met the Obamcare requirements.
What is it you don't understand about this? Are you TRYING not to understand, or are you pretending to be an imbecile? You just keep repeating some line that the Democrats put out there that you absorbed like a sponge.
I do not detect anything in what you just said disputing that the claim that "if you like your plan you can keep it" was not a like. In other words you liked the lie. Why don't you just come out and say that airhead?
First of all, what is the world going to look like when PMs top out? Topping out may imply that enough people have come to realize how they’ve been snookered by government counterfeit fiat monopoly money. Maybe that’s too much to ask.
If we take the above scenario, the CBs will have succeeded in their worldwide rollercoaster to get all connected to them even wealthier. That portends another bottom in the PM sector, though when that arrives are the remaining survivors going to have a cogent plan to stick all the financial miscreants in jail.
The bottom line here is, cross that bridge when you arrive there.
There was an old country medical doctor among us, so we know how it used to be, before a ton of paperwork and a staff to handle it all was required. dhb39399 (dim bulb for short)/ls298h, who are the same apparently, never lived during those times when people that didn’t have the ability to pay were still treated.
Now everyone is facing “death panels” at some point in their life as printed money loses its value and the “government” can’t afford to treat everyone, as it is claiming it will do.
Some will interject that none of this has ANYTHING to do with SLW. It, and everything else that has been tainted by counterfeit fiat monopoly money, has everything to do with the PMs that have been removed from our exchange mediums to be mostly replaced by digits on a computer and wild financial schemes, such as QE and more recent derivative inventions. Honest money drives rational decisions when it comes to where it is to be spent, and the same rational decisions result, in most cases, on acquiring it. The converse is true as the least talented financiers, politician and corporate leaders (and medical doctors, we might add) float to the top to force their unreasoned actions on the rest of us.
The Fed, it has just been reported, is going to raise interest rates. How many are going to believe that line stated so often it would be surprising if the believability index isn’t at the same level as people’s trust in the mainstream media and the politicians.
You’re wasting your time presenting facts before dhb39399/lc298h, farmer_suit_tickles, casey_iii and any like them that visit this message board. Only the brunt of outside public opinion, if it ever gets its wits about it, will succeed. History is not favorable on that result. Maybe silence, except among likeminded others is the better course. It opens the possibility that the “libtards” contentions will become so outrageous, without any thing to counter it, that reason will again return, even to the less discerning.
The 'Dianne Barrette' story tells us that you were an idiot if you wanted to keep your health plan that got canceled.
So all those plans that got cancelled just because they didn't cover preexisting conditions?
It is easy to verify the fact that the ACA was designed to prevent insurance companies from peddling lousy insurance plans and to force these firms to provide better and effective coverage. The canceled plans had insufficient coverage, some weren't even really insurance at all. These existed because of the lack of disclosure requirements in the sale of health insurance. Regulators struggled to protect consumers because so many of the junk plans were perfectly legal.
They are no gone. This is a wonderful development.
This is the truth, which you obviously hate. That is why you try to discredit nonpartisan, nonprofit consumer advocates that reduce the level of deception and confusion in U.S. politics.
The poorness of the US health care system was world renown. So bad and so unfair, there were movies based on it; The Rainmaker, John Q and Critical Care, for example.
Something needed to be done and someone has done something.
The success of the ACA is controversial.
To say it has been a failure is clearly an unsound claim, to put it politely..
Cleaned out trading positions with minor profits, for the reversal again. Very apprehensive looking at the chart. Silver could drop another buck. $16.50 is tetering, with CDE, EXK and others dropping.
I know. Sounds like flip flopping but must follow the charts.