There is a stock return calculator available online which calculates total return including dividends over any period of time you state. You enter start and end dates, and it presumes you bought at the start date and held thru all the way and collected dividends then sold at the end. What was your total return including dividends?
4-30-14 thru 4-30-15, 1 year, -2.59% total return
2 years, -20.60% total, -10.91%/yr compound
3 years, -12.42% total, -4.33%/yr compound
4 years, -7.95% total, -2.05%/yr compound
5 years, +12.31% total, +2.35%/yr compound
6 years, +57.76% total, +7.89%/yr compound
10 years, +58.93% total, +4.74%/yr compound
Note the total return is almost identical between last 6 and last 10 years. This means during 4/30/05-4/30/09 the return should be approximately zero. Let's check using the calculator:
4/30/05-4/30/09, 4 years, +0.74% total, +0.18%/yr compound
If you dont mind living with old people both the Sun Cities Florida and Az are nice . Parents had a place in Kings Point , Sun City Center and it was nice except it is a while town of 55 and over as a requirement . I qualify but prefer living around people of all ages . Florida has adult communities of over 40 which is a compromise . I am ok with 55 plus just when it is the whole town thats a little much . Makes me feel old . Pray I don't end up in a Nursing home after watching my parents have to go through it the last few years sadly because I was disabled and couldn't care for them after a point . Broke my heart . I have SNH and MHP has been stable been moving out of some payers into industrials like JCI . Hope the economy picks up .
IT is easy to look back now . I remember when Jimmy Rodgers pounded the table on commodities making billions then sold out before they corrected . He then bought the QQQ after it stabilized around 26/.married a younger gal and drove around the world . Simple and effective the man prints money a old partner of Sorros I believe .
you should of received your purchase price back in distributions ..not a total fiasco , worse happens in the market all the time . I sold all my NLY a few years back from when it retreated to 9 a few years back but have held MFA for 14 years . It paid back all my monies invested a long time ago . This is one of the better mortgage reits a few ended up doing reverse splits or went under after the paper crashed several years back . I would think any pullback would be a time to ad . Don;t forget you have to wait 6 months for qualified dividends and the wash rule . I used to like MFA because they owned apartment buildings too that were a sweet investment down in Ga but sadly they sold them off . Still brings in a nice qualified dividend .
Just imagine if you would have taken your NLY investment money from 7 years ago and very simply bought the SPY? An easy triple.
So cost of borrowed funds will go up sometime. But no problem we are going to make lots of money on the increasing value of our long bonds while rates decline. But wait, 10Y is already 2%. Can it go to 1%? And 30Y go to 2%? I guess. That would be a near depression. And if that happens, then NLY will be a great hold because short rates won't rise, and long rates will drop further. But if we have a recovery, watch out. Because both bets work against them.
Oh but they hedge. That means they place bets, gambling on direction of rates. Like LT Capital Management did. Maybe the wizards will bet right, and we make some money to offset portfolio losses there. They are sure smart people, they each make $1M/month in salary. So I guess they know what they are doing.
Oh well I guess I should just look at my 10% yield and say this 30c dividend will last forever, and plan my retirement spending accordingly. I love the quotes "as long as share price stays where it is, in a year or two I'll have break even."
This board is a support group for NLY holders to give each other moral encouragement and hope. Like a therapy group.
PS since I've expressed a negative opinion, be sure to vote thumbs down on this post. Naysayers must not be tolerated. All NLY booster posts should be voted thumbs up, doubters should be shown the door.
.30 dividend and you keep losing .50= .80 you have to get back. POS went ex div at 10.82 You do the math. if you are going to hold this for the next 5 to 10 years it might come back. to 15. good luck. Sell order in at 10.
I am down a little bit. This week I will be reinvesting my dividends automatically so I will be getting more shares at a cheaper price. If the price doesn't move too much, I will be even over all by the next divvie payout.
Denahan said, “We continue to position our company to deal with the unintended outcomes of monetary policy wind-down and the opportunities that go with it. We’ve maintained leverage at very conservative 5.3-to-1 while delivering solid core earnings of $0.30 per share, and we believe we can continue to support a competitive dividend going forward. ”
The background to this comment was her discussing how the Fed’s monetary policy has elevated asset prices and how she’s thinking about the financial markets as the Fed disentangles itself from the financial markets and returns to a more traditional role.
Denahan further remarked, when asked by an analyst about increasing leverage, “You know I do get a feeling that there’s a lot of dove-ishness at the Fed, and I don’t think I’m alone in that feeling. And I do think they are looking for reasons to continue to, even in light of some stronger numbers, to continue to hold rates lower than I personally think they should, and probably lower than some other market participants think they should.”
She continued, “So I don’t think there’s any reason right now to say we’re going to just take leverage up and we feel completely comfortable about that. I do feel, being in the agency arena, you are on the front lines of potential re-engagement by the Fed, and so if things start to get a little out of control or volatility picks up or some of their fears start to surface in a bigger way, I think the mortgage market is going to be the beneficiary of that, and we feel comfortable in that position.”
American Capital Agency’s "at risk" leverage ratio was 6.4x as of Mar 31, 2015, compared with 6.9x as of Dec 31, 2014, compared to NLY's very conservative 5.3 to 1.
yawn. not a day trading stock, this is a "buy it and roll the dividends" stock
but you already know that and just want to spread FUD dont you?