I agree. I have invested in real estate for over 20 years and I see prices holding or improving only 2-3% in the Northeastern Ohio region in 2015, which will likely translate to 95% of the US. Pricing will stagnate (only keeping pace with inflation) until the federal government allows banks to ease lending restrictions so that investors and buyers who are on the margin can qualify for loans. The restricted regulatory overreaction by the fed after the crash of 2008 is the typical policy stance of a government that is operating with a reactive mindset. It is no good. I believe that the correction in policy will come too late (typical) and the "idiocrosy" in Washington will have to allow lenders to engage in the same type of pre- 2008 (crooked) lending practices that occurred prior to the 2008 crash in an effort to save the real estate market. It seems that the government's delays in policy stance always lead to reactive policy initiatives. The policies then become bogged down due to the absence of forethought and negative unintended consequences are the result. Regardless of that, I believe that VNQ is blue ribbon and will not increase much in share value but will continue to pay 17%+. Happy Holidays to all !!
If you're retired and rely on the income I would stick with your plan, but if you can have a "play" account to start swing trades, then go for it until you feel comfortable to increase that portfolio. my main larger portfolio is simliar to yours with mutual funds of stocks and bonds and I rebalance it, my smaller portfolio is the swing trade account and the reason I can do ok in it is because its small enough % wise that I can handle the swings if it goes the wrong way. but even though its smaller, $ wise and % wise its doing better then my main this year. Good luck.
Interesting approach. I'm retired and value the income from stock and dividend ETFs, and I've hesitated taking the trading road. I think I'll select a few stocks and ETFs and take some gains when they come, see how things go. Thanks.
No, the gains easily outweigh the tax impact, dividends and price appreciations. I've made way over 100% on YRCW alone. I have 2 portfolios, short term and long, short term usually does way better % wise.