I have been reading this post since I bought LU in November. This is my second post. I just could not take it any more. vickie, you have GOT to be the worst stock picker I have ever heard of! I sincerely hope you are not in control of OTHER peoples money! Because surely you have lost a bundle shorting LU. Hell, you have been shorting LU since I got in, and I am almost doubling my money now. You have no class (and obviously no money).