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  • dwb360 dwb360 Oct 13, 2012 3:41 PM Flag

    Why I can't vote for Romney

    What Romney believes!

    1 Reducing taxes and regulations will create jobs. This was the policy under Bush that took our country from a budget surplus to a budget deficit and failed to sustain a vital growing economy.

    2. Only those individuals currently covered by medical insurance should be covered for pre-existing conditions.

    3. Competition between the insurance companies will reduce medical costs. Isn’t this what we have today for everyone under the age of 65? Have you premiums gone up and health care improved?

    4. The current Social Security system should be changed to allow individuals to invest their retirement funds in the stock market in hopes of getting a higher return. How much money would you have lost if you had sold the stocks in your retirement fund at the bottom of the recession?

    5.You believe that higher income earners (those in the top 10%) should pay taxes at lower rate than Warren Buffet’s secretary or the average wage earner.

    6. Taxes and regulations, not the lack of demand, were the major cause of the recession.

    7. That the banking and financial industry does not need to be regulated. What do you think caused the housing industry to collapse and the banks to need financial aid from the government to survive?

    8. Women should be paid less than men for the same job.

    9. That the United States should increase its military spending even though the U.S.
    already spends more on defense than the next 13 countries with the highest defense budgets.

    10 That companies are people and should be allowed to make unlimited political contributions without disclosure.

    It is your vote. This former Republican is voting for Obama

    SortNewest  |  Oldest  |  Most Replied Expand all replies
    • you are watching too many negative TV adds. Romney isn't Bush and he is a whole lot better than the #$%$ we had for the last four years that understands zero about business.

      Sentiment: Strong Buy

    • Are you a paid #$%$? Or just an #$%$?

    • phoebus61@sbcglobal.net phoebus61 Oct 17, 2012 10:39 PM Flag

      Now you've done it. You have totally confused conservatives with facts. Nice summary.

      Sentiment: Strong Buy

    • This thread indicates how stupid dems truly are. The debt under Obama is more than both Bush terms combined and more debt increase than all prior Presidents combined. As Bush said...'If Obama gets elected to a 2nd term just think of the mess he will inherit then; HA! Bush got Congressional approval for the Iraq War and most dems signed on including Hilary Bilary and John Kerry who was 'for it before he was against it' (unlike King Obama that just attacked Lybya at his own will) and and all dumbo dems just stand in line to chime Bush, Bush, Bush...Wake up dumbo dems as you have been in primary control for the last 100 years handing us EVERY failed system and entitlement of today. The election in 22 days must be first and foremost about ANYONE BUT OBAMA then continued House Cleaning ridding RINOS and dunce dems especially backseating Dingy Harry the Body Reid and the DO NOTHING SENATE!!

      What this is truly about is 100 years of primary democrat party failed control for which their chickens indeed have come home to roost and they spent all our money (SS/Medicare, income taxes etc..) on welfare to lock in democrat votes moving forward. 1913 dem Wilson Federal Reserve Bank CREATURE that has debt leveraged our currency to zero intrinsic value, 1933 dem FDR failed SS Ponzi that was only to cost $.03 per pay, 1964 dem LBJ failed Medicare Ponzi now completely broke necessitating socialized medicine with the death panels to preclude costly care for the boomers now retiring in mass and being told all the money taken from them was squandered on welfare, and now Obama under dem Pelosi Congress more debt increase than all prior Presidents combined in less than 3.6 years.

      As for that acclaimed suplus you speak of I suppose it's much like the one dem so acclaim that truly never existed under BOY CLINTON however even that was under the Newt lead Congress and any elementary school student knows it's Congress that controls the purse strings just as it was the Pelosi dem Congress that ran up more debt in 2 years than all prior Congresses combined. When Boy Clinton acclaimed the so called surplus the debt then stood at $5.6 trillion. HA! Imagine calling that a surplus as only DUMBO DEMS could do. Test it out dummy and go down to your bank telling them you want to borrow $5 million and are running a budget surplus with $50 million in cumulative debt. See how quickly they laugh you dumbo dem rumpsters out of the bank. God you people are pathtically STUPID!! Thanks to you we've been strapped with a community organizer Saul Alinsky, Weather Underground murderer's buddy, Jeremiah Wright Calypso Louie Farrakhan racist hater radical as POTUS for 4 miserably failed years now. Thank you DUMMIES!!

      • 3 Replies to omni1tsd
      • Dear lifeless loser,

        You apparently were made homeless by your constant drug and alcohol abuse......The Federal Government under both Dems and Republipukes have programs to dry you up, clean you out, and feed you....No charge for this info....I'd offer it to a Republican too......

      • And I'll take Obama anytime over the Spreading Hate and Racism, Republicans:

        --- Republican Congressman Todd Aiken: victims of "legitimate rape" don't get pregnant because "the female body has ways to try to shut that whole thing down." (as if there is such a thing as an illegitimate rape?!)

        Claire McCaskill: "As a prosecutor, I argued hundreds of rape cases—held survivors' hands, cried with them, and fought tooth and nail for justice. So when my opponent, Todd Akin, said that survivors of “legitimate” rape can’t get pregnant because “the female body has ways to try to shut that whole thing down,” it made me sick to my stomach. While Akin’s financiers publicly condemn him, the national Republican Party and Karl Rove still have $5.8 million in ad time reserved to support him."

--- Republican County Judge Tom Head: "Obama if elected, will hand over US sovereignty to UN", "Start Civil War", "They'll coming to hurt him"

        --- Republican Arkansas State Rep. Jon Hubbard (R-Jonesboro) revealed that he believes slavery was a blessing in disguise and that African Americans do not value education.
        Apparently, Hubbard may not be alone in this thinking. His fellow Arkansas State Rep. Loy Mauch (R-Bismarck) wrote a series of letters to the editor defending slavery.

        --- Republican Sarah Palin: Her website putting a Shooting Target mark on different states including Arizona and posts Upcoming Events (before the shooting in Arizona): "Sat, 6/12/10, 10:00 AM - Get on Target for Victory in November. Help remove Gabrielle Giffords from office. Shoot a fully automatic M16 with Jesse Kelly". She removed it from her website after the shooting-- how nice!!

        Vote Republican, PLEASE!!

        Sentiment: Hold

      • And it shows how smart you GWB LOVERS are!! Get real, no one has forgotten the genius who was in office the 8 years prior to Obama, except those idiots that have chosen to stick their heads up their but.t.s and talk from their a.holes--two can play the fools game!

        FACT: The bulk of our budget deficit was caused by the Bush tax cuts and is still the cause of most of our budget deficit.



        FACT: Bush, Cheney and their cronies such as Rubin, Greenspan and that buffoon Larry Summers strong-armed Brooksley Born - Head of the CFTC -- from regulating the derivatives market which (CDS's, MBS's were the rocket fuel behind the housing bubble and susequent collapse) could have and should have kept this market under control. Bush's cronies hamstrung Brooksley ( Illegally I might add) long enough for republicans to pass legislation to prohibit the CFTC from doing their job and regulating the market they are supposed to regulate.

        Fact: Bush got us into two unnecessary wars that cost taxpayers trillions.



        Fact: David Walker, Comptroller for the United States of America for four presidents called Bush "the most fiscally irresponsible President in the history of the United States."



        Fact: Chaney committed treason against America by intentionally leaking the classified identity of Valerie Plame, and undercover CIA operative because her husband, an ambassador was an outspoken critic of the lies Bush and Cheney created out of thin air about weapons of mass destruction in Iraq. He should be in jail for his crimes. But, of course, one of his lacky's took the fall for him and did the time.



        Fact: Halliburton, Cheney's former company, charged the American taxpayer hundreds of millions of dollars for work they never did to clean-up the mess we caused in Iraq. 


        Sentiment: Hold

    • Obviously, Obama doesn't have the solution to the unemployment problem. He's done very little to stop the off-shoring of higher paying middle class jobs. On the other hand, what's the other joker going to do? He's got the same position as Bush, whose Board of Economic Advisors loudly proclaimed "Offshore outsourcing of high paying American jobs is good for the American economy". Somehow, the unemployment rate rose to 7.8% by the end of his term, and some folks out there just can't figure out how it happened. Neither of these guys has a clue. You have to pick your poison. But, PLEASE!!! DON'T KID YOURSELF INTO THINKING THAT YOUR GUY IS GOING TO BE ANY BETTER THAN THE OTHER. They both suck. Just believe in yourself and know that no matter which idiot wins (Obama Your Mamma or Mitt The Twit) that you'll keep succeeding regardless. GLTA.

      Sentiment: Buy

    • Obviously you missed the sound bites from the JFK presidency. He said EXACTLY what Mr. Romney is saying! The president LOVES being in front of the cameras (with Hollywood and talk shows) instead of coming to the American people over the Lybia situation. I am a registered Democrat and this man will NOT get my vote!!!!

    • and Reagan led us out of the disaster that Carter created and set us up for 20 years of prosperity. If you can't support Romney then you are just another free-loading Democrat posing as a Republican.

      IF you have a job (not likely for a Democrat) then it is only a matter of time before Obama causes you to lose it and puts you on the government poverty hand-out programs with the other Democrats. It trains Democrats to be dependent on the government and to be scared not to got for them.

    • you may be the most ignorant person I ever seen online.

    • Romney gives impression of total confusion.....
      Obama is right choice...This former republican also voting for Obama.

    • you need to read more. this will start you off. your knowledge base is limited and your conclusion s all wrong.
      2005:
      c. 2005-2006: Head CDO trader at Deutsche Bank, Greg Lippman, calls the CDO market a 'ponzi scheme'. With knowledge of management, he bets $5 billion against the housing market, while other desks at Deutsche Bank continue to sell mortgage securities to investors.[100]
      The Securities and Exchange Commission ceases an investigation of Bear Stearns "pricing, valuation, and analysis" of mortgage-backed collateralized debt obligations. No action is taken against Bear.[101]
      Robert Shiller gives talks warning about a housing bubble to the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation. He is ignored, and would later call it an incidence of Groupthink. That same year, his second edition of Irrational Exuberance warns that the housing bubble might lead to a worldwide recession.[102]
      January:
      Federal Reserve Governor Edward Gramlich raises concerns over subprime lending practices, says mortgage brokers might not have incentives for careful underwriting and that that portion of the subprime industry was veering close to a breakdown, that it's possible that it is a bubble but that the housing market did not qualify for specific monetary policy treatment at this point.[103]
      The Bank of International Settlements warns about the problems with structured financial products, and points out the conflict of interest of credit rating agencies - that they are being paid by the same companies they are supposed to be objectively evaluating.[88]
      February: The Office of Thrift Supervision implements new rules that allow savings and loans with over $1 billion in assets to meet their CRA obligations without investing in local communities, cutting availability of subprime loans.[104]
      June: At Lehman Brothers, Mike Gelband & friends make a push to get out of the mortgage market and start shorting it. They are ignored and later fired. Dr Madelyn Antoncic, '2006 risk manager of the year', is shut out of meetings by CEO Dick Fuld and Joe Gregory; she is fired in 2007.[105]
      June: The International Swaps and Derivatives Association smooths the process of creating credit default swaps against ABS CDOs; a boon for hedge funds.[106]
      August: Raghuram Rajan delivers his paper "Has Financial Development Made the World Riskier?", warning about credit default swaps, at the Jackson Hole Economic Symposium. His arguments are rejected by attendees, including Alan Greenspan, Donald Kohn, and Lawrence Summers.[107][108]
      September: The Mortgage Insurance Companies of America send a letter to the Federal Reserve, warning about 'risky lending practices' in US real estate.[88]
      Fall 2005: Booming housing market halts abruptly; from the fourth quarter of 2005 to the first quarter of 2006, median prices nationwide drop 3.3 percent.[109]
      [edit]2006

      2006: Commerzbank begins to stop building its massive subprime position[110]
      Early: AIG gets scared and stops selling credit protection against CDOs. The Monolines (AMBAC, MBIA) continue to sell, though.[111][112]
      May: The subprime lender Ameriquest announces it will cut 3,800 Jobs, close its 229 retail branches and rely instead on the Web[113]
      May: Merit Financial Inc, based in Kirkland, Washington, files for bankruptcy and closes its doors, firing all but 80 of its 410 employees; Merit’s marketplace decline about 40% and sales are not bringing in enough revenue to support overhead.[87]
      Mayish: Merrill Lynch fires Jeff Kronthal, who had formerly worked under Lew Ranieri at Salomon Brothers, and his team, because they made a presentation outlining the risks of the mortgage CDO market.[114]
      Middle: Merrill Lynch CDO sales department has trouble selling the super senior tranche of its CDOs. Instead, it sets up a group within Merrill to buy the tranches, so that the sales group can keep making bonuses.[112]
      Middle: Magnetar Capital starts creating CDOs to fail on purpose, so that it can profit from the insurance (credit default swaps) it has bought against their failure. Their program is so large that it helps extend the credit bubble into 2007, thus making the crash worse.[115]
      August: U.S. Home Construction Index is down over 40% as of mid-August 2006 compared to a year earlier.[116]
      September 7: Nouriel Roubini warns the International Monetary Fund about a coming US housing bust, mortgage-backed securities failures, bank failures, and a recession. His work was based partly on his study of recent economic crises in Russia (1998), Argentina (2000), Mexico (1994), and Asia (1997)[117]
      Fall 2006 J.P. Morgan CEO Jamie Dimon directs the firm to reduce its exposure to subprime mortgages.[20]
      December 2006 Goldman-Sachs claims after the fact that it began reducing its exposure to subprime mortgages at this point. It also begins betting against the housing market, while continuing to sell CDOs to its clients. Others claim these risk decisions were made in the spring and summer 2007.[20][118]
      [edit]2007

      See also: Financial crisis of 2007–2010, List of writedowns due to subprime crisis, and List of bankrupt or acquired banks during the subprime mortgage crisis
      Home sales continue to fall. The plunge in existing-home sales is the steepest since 1989. In Q1/2007, S&P/Case-Shiller house price index records first year-over-year decline in nationwide house prices since 1991.[119] The subprime mortgage industry collapses, and a surge of foreclosure activity (twice as bad as 2006)[120] and rising interest rates threaten to depress prices further as problems in the subprime markets spread to the near-prime and prime mortgage markets.[121]
      Lehman Brothers leaders Dick Fuld and Joe Gregory double down; in 2007 they fire their internal critics and spend billions of dollars on real estate investments that will, within a year, become worthless, including Archstone-Smith and McAllister Ranch.[105][122]
      January 3: Ownit Mortgage Solutions Inc. files for Chapter 11; it owed Merrill Lynch around $93 million.[87]
      January 29: American Freedom Mortgage, Inc. files for Chapter 7 protection.
      February 5: Mortgage Lenders Network USA Inc., the country's 15th largest subprime lender with $3.3 billion in loans funded in third quarter 2006, files for Chapter 11.[87]
      February 8: HSBC warns that bad debt provisions for 2006 would be 20% higher than expected to roughly $10.5bn (£5bn).[123]
      February 22: HSBC fires head of its US mortgage lending business as losses reach $10.5bn.[124]
      February 26:Comments by former Federal Reserve Chairman, Alan Greenspan, set off market tremors.[125]
      February 27: Dow Jones drops 416 points (3.3%).[126]
      February–March: Subprime industry collapse; several subprime lenders declaring bankruptcy, announcing significant losses, or putting themselves up for sale.[127] These include Accredited Home Lenders Holding, New Century Financial, DR Horton and Countrywide Financial[128]
      March: The value of USA subprime mortgages was estimated at $1.3 trillion as of March 2007.[129]
      March 6: In a speech before the Independent Community Bankers of America's Annual Convention and Techworld, Honolulu, Hawaii, Ben Bernanke, quoting Alan Greenspan, warns that the Government Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac, were a source of "systemic risk" and suggest legislation to head off a possible crisis[130]
      April 2: New Century Financial, largest U.S. subprime lender, files for chapter 11 bankruptcy.[131]
      April 3: According to CNN Money, business sources report lenders made $640 billion in subprime loans in 2006, nearly twice the level 3 years earlier; subprime loans amounted to about 20 percent of the nation's mortgage lending and about 17 percent of home purchases; financial firms and hedge funds likely own more than $1 trillion in securities backed by subprime mortgage; about 13 percent of subprime loans are now delinquent, more than five times the delinquency rate for home loans to borrowers with top credit; more than 2 percent of subprime loans had foreclosure proceedings start in the fourth quarter.[131]
      April 18: Freddie Mac fined $3.8 million by the Federal Election Commission as a result of illegal campaign contributions, much of it to members of the United States House Committee on Financial Services which oversees Freddie Mac.[132]
      June: "Shorts" actively prevent banks (like Bear Stearns) from helping homeowners avoid foreclosure. Shorts are hedge funds and proprietary bank traders like John Paulson, Kyle Bass, and Greg Lippman, who will profit from the housing crash. Harvey Pitt lobbies the SEC for shorts.[133][134][135]
      June 7: Bear Stearns & Co informs investors in two of its CDO hedge funds, the High-Grade Structured Credit Strategies Enhanced Leverage Fund and the High-Grade Structured Credit Fund that it was halting redemptions.[136]
      June 20: Merrill Lynch seizes $800 million in assets from Bear Stearn's hedge funds as the funds implode.[137]
      June 25: FDIC Chair Shelia Bair cautioned against the more flexible risk management standards of the Basel II international accord and lowering bank capital requirements generally: "There are strong reasons for believing that banks left to their own devices would maintain less capital -- not more -- than would be prudent. The fact is, banks do benefit from implicit and explicit government safety nets...In short, regulators can't leave capital decisions totally to the banks."[138]
      July 19: Dow Jones Industrial Average closes above 14,000 for the first time in its history.[139]
      August: Worldwide "credit crunch" as subprime mortgage backed securities are discovered in portfolios of banks and hedge funds around the world, from BNP Paribas to Bank of China. Many lenders stop offering home equity loans and "stated income" loans. Federal Reserve injects about $100 billion into the money supply for banks to borrow at a low rate.[citation needed]
      August 6: American Home Mortgage Investment Corporation (AHMI) files Chapter 11 bankruptcy. The company expects to see up to a $60 million loss for the first quarter 2007.[140]
      August 7: Numerous quantitative long/short equity hedge funds suddenly begin experiencing unprecedented losses as a result of what is believed to be liquidations by some managers eager to access cash during the liquidity crisis. It highlights one of the first examples of the contagion effect of the subprime crisis spilling over into a radically different business area.[141]
      August 8: Mortgage Guaranty Insurance Corporation (MGIC, Milwaukee, Wisconsin) announces it will discontinue its purchase of Radian Group[142] after suffering a billion-dollar loss[143] of its investment in Credit-Based Asset Servicing and Securitization (C-BASS, New York]).[144]
      August 9: French investment bank BNP Paribas suspends three investment funds that invested in subprime mortgage debt,[145] due to a "complete evaporation of liquidity"[146] in the market. The bank's announcement is the first of many credit-loss and write-down announcements by banks, mortgage lenders and other institutional investors, as subprime assets went bad, due to defaults by subprime mortgage payers.[147] This announcement compels the intervention of the European Central Bank, pumping 95 billion euros into the European banking market.[148][149]
      August 10: Central banks coordinate efforts to increase liquidity for first time since the aftermath of the September 11, 2001 terrorist attacks.[150] The United States Federal Reserve (Fed) injects a combined 43 billion USD, the European Central Bank (ECB) 156 billion euros (214.6 billion USD), and the Bank of Japan 1 trillion Yen (8.4 billion USD). Smaller amounts come from the central banks of Australia, and Canada.[150]
      August 14: Sentinel Management Group suspends redemptions for investors and sells off $312 million worth of assets; three days later Sentinel files for Chapter 11 bankruptcy protection.[151] US and European stock indices continue to fall.[152]
      August 15: The stock of Countrywide Financial, which is the largest mortgage lender in the United States, falls around 13% on the New York Stock Exchange after Countrywide says foreclosures and mortgage delinquencies have risen to their highest levels since early 2002.[153]
      August 16: Countrywide Financial Corporation, the biggest U.S. mortgage lender, narrowly avoids bankruptcy by taking out an emergency loan of $11 billion from a group of banks.[154]
      August 17: The Federal Reserve cuts the discount rate by half a percent to 5.75% from 6.25% while leaving the federal funds rate unchanged in an attempt to stabilize financial markets.[155]
      August 31: President Bush announces a limited bailout of U.S. homeowners unable to pay the rising costs of their debts.[156] Ameriquest, once the largest subprime lender in the U.S., goes out of business;[157]
      September 1–3: Fed Economic Symposium in Jackson Hole, WY addressed the housing recession that jeopardizes U.S. growth. Several critics argue that the Fed should use regulation and interest rates to prevent asset-price bubbles,[158] blamed former Fed-chairman Alan Greenspan's low interest rate policies for stoking the U.S. housing boom and subsequent bust,[159] and Yale University economist Robert Shiller warned of possible home price declines of fifty percent.[160]
      September 4: The Libor rate rises to its highest level since December 1998, at 6.7975%, above the Bank of England's 5.75% base rate.[161][162]
      September 6: The Federal Reserve adds $31.25 billion in temporary reserves (loans) to the US money markets which has to be repaid in two weeks.[163]
      September 7: US Labor Department announces that non-farm payrolls fell by 4,000 in August 2007, the first month of negative job growth since August 2003, due in large part to problems in the housing and credit markets.[164]
      September 12: Citibank borrows $3.375 billion from the Fed discount window, prompting then-President of the Federal Reserve Bank of NY Timothy Geithner to call the CFO of Citibank. Over four days in late August and early September, foreign banks borrowed almost $1.7 billion through the discount window.[165]
      September 17: Former Fed Chairman Alan Greenspan said "we had a bubble in housing"[166] and warns of "large double digit declines" in home values "larger than most people expect."
      September 18: The Fed lowers interest rates by half a point (0.5%) in an attempt to limit damage to the economy from the housing and credit crises.[167]
      September 28: Television finance personality Jim Cramer warns Americans on The Today Show, "don't you dare buy a home—you'll lose money," causing a furor among Realtors.[168]
      September 30: Affected by the spiraling mortgage and credit crises, Internet banking pioneer NetBank goes bankrupt,[169] and the Swiss bank UBS announces that it lost US$690 million in the third quarter.[170]
      October 5: Merrill Lynch announces a US$5.5 billion loss, revised to $8.4 billion on October 24, a sum that credit rating firm Standard & Poor's called "startling".[171]
      October 10: Hope Now Alliance is created by the US Government and private industry to help some sub-prime borrowers.[172]
      October 15–17: A consortium of U.S. banks backed by the U.S. government announces a "super fund" of $100 billion to purchase mortgage-backed securities whose mark-to-market value plummeted in the subprime collapse.[173] Both Fed chairman Ben Bernanke and Treasury Secretary Hank Paulson express alarm about the dangers posed by the bursting housing bubble; Paulson says "the housing decline is still unfolding and I view it as the most significant risk to our economy. … The longer housing prices remain stagnant or fall, the greater the penalty to our future economic growth."[174]
      October 31: Federal Reserve lowers the federal funds rate by 25 basis points to 4.5%.[175]
      End of October: Merrill Lynch's board fires Stan O'Neal for trying to sell the company; they hire John Thain who winds up having to sell it for a much lower price a year later.[176]
      November 1: Federal Reserve injects $41B into the money supply for banks to borrow at a low rate. The largest single expansion by the Fed since $50.35B on September 19, 2001.
      November 15: Financial Accounting Standards Board "Fair Value Measurements" standards upgrade the quality of financial reporting through greater transparency.[177][178] However, this "mark-to-market" accounting may exaggerate the loss in value of an asset, as shown on balance sheets, and trigger a cascade of unnecessary financial losses.[179]
      December 6: President Bush announces a plan to voluntarily and temporarily freeze the mortgages of a limited number of mortgage debtors holding adjustable rate mortgages (ARM). He also asked Members Of Congress to: 1. pass legislation to modernize the FHA. 2. temporarily reform the tax code to help homeowners refinance during this time of housing market stress. 3. pass funding to support mortgage counseling. 4. pass legislation to reform Government Sponsored Enterprises (GSEs) like Freddie Mac and Fannie Mae.[180]
      December 24: A consortium of banks officially abandons the U.S. government-supported "super-SIV" mortgage crisis bail-out plan announced in mid-October,[181] citing a lack of demand for the risky mortgage products on which the plan was based, and widespread criticism that the fund was a flawed idea that would have been difficult to execute.[181]

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