Everything that is happening to America now is in the old story about the lion trainer. He got closer and closer to the lion as he "trained" the lion to do the tricks he wanted, but one day he got too close and the lion ate him. It was then clear that all along the lion was just waiting for his best chance to end it all for the trainer, and was never really trained at all.
By pushing things too far, sometimes we cannot correct the mistakes we have made, just like that lion trainer. Good days, one after another, then one bad day ends it all. That one bad day may now be upon us and we could end up being nothing more than lion poop.
The markets are down about what your 50% loss is but your dividend far exceeds market averages. Be happy you didn't invest in a DOW index fund. Oil will return to high levels once international economies recover and they will. People worry about automobiles using less gas and depressing oil prices. Automobiles use only approx. 25% of oil production for gasoline. Jet planes use about the same amount. Industries use the rest. A minimal improvement in auto mileage won't amount to a hill of beans with regard to world oil needs.