The markets are down about what your 50% loss is but your dividend far exceeds market averages. Be happy you didn't invest in a DOW index fund. Oil will return to high levels once international economies recover and they will. People worry about automobiles using less gas and depressing oil prices. Automobiles use only approx. 25% of oil production for gasoline. Jet planes use about the same amount. Industries use the rest. A minimal improvement in auto mileage won't amount to a hill of beans with regard to world oil needs.