Q3 earnings forecasts per TDAmeritrade are $.23, less than PY Q3 of $.27 but only a penny or two more than CY Q2 and Q1 actuals even though the stock is up from the end of Q2. Estimates for 2014 are also about $.23 per quarter. I assume these estimates discount anticipated share buy-backs. If so, total earrings may actually be forecast to decline. Where's the catalyst--analysts don't see one.