WA Fed seems conservative
in a good way. This is a link to a very small portion of an article. But the gist is that WA Fed is being careful by not making cheap home loans. Because they are not selling those loans. They are being realistic in my opinion. I think they will survive because of this cautiousness. (Not out to make a quick buck and then fail later). I will be patient and sleep at night.
Of course if you can afford to be aggressive with your money you might do far better with a faster growing company.
http://www.bizjournals.com/seattle/print-edition/2012/05/18/one-lender-says-low-mortgage-rates.html
And as usual, I know nothing, so don't take my advice!
Best of luck to all.