I have used APMEX with good results. When prices were more stable in the spring the premium was significantly lower. With volatility such as it's been the premium is higher for Eagles and ML's
If you are willing to pay by personal check and wait about three weeks the shipping is I think $20 regardless of the size. I paid $20 S&H for those green mint boxes with 500oz. Not bad, I thought.
Locally in MD I use Gaithersburg Coin Exchange with good results.
I liked APMEX but recently they have gotten stingy so went back to NWTM even though they take longer to send your order. Try buying pre-1965 U.S. silver coins in half dollars @ APMEX. The ownwer tried to bilk me big time. NWTM was much better and just recently bought a $1,000 face bag although I probably should have waited as believe gold and silver might come down some more over the next month or so. Silver rounds and 100 ounce bars are the next best bet.
I have used CNI in the past for bullion and been satisfied with their prices and procedures. They pay the shipping and insurance for orders of reasonable size. Always shop around and check references...
I have also purchased from Tulving http://www.tulving.com/goldbull.html#WEEKEND_BULLION_SPECIALS
However, he is sold out on many things at this time.
You might also check the coin show calendar in your area. Many rare coin dealers also deal in bullion and you can avoid shipping and ins that way. This method gives you a list of potential buyers also...
In Canada I found Albern Coin to have best prices on bullion as well as foreign exchange.
As for 1/2 stock and 1/2 bullion I would say trade stocks to make money to buy bullion or at least trade stocks and with half of proceeds buy bullion and with the other half pay off your debts if any. Stocks still make better money than bullion but bullion is a safer than paper money.
Maybe NW Mint is just trying to hedge and believes silver prices are moving down. So they collect $12 oz from you and fill your order 2 months later when they can pay $10. Do that enough times and it makes some serious $$. HAve their delivery times always been so slow? When Silver was stagnant and below $5 did it still take 2 months? BTW I got a silver Quarter the other day in change. I was shocked! 1954 silver quarter. I asked the clerk if they had anymore and they said no it was from an old lady that said she found it in her garden and used it to but gig's with moments earlier. So there were at least two people who did not realize or care that they were giving away silver at a fraction of its price.
<<Did we mention the 39% tax rate to US citizens on PM ETF's?>>
The 'short term gain' tax rate is your current rate for everything else, let it be a stock, a bonds or even your CDs. So there is no difference from a ETF, a stock, or even the metal itself.
The only difference is the 'long term gain' it is 28%, compare that to stocks and bonds at 15%.
Coup don't start posting information your not sure about, it only take away your creditability.
Coup don;t start posting information your not sure about, it only take away your creditability.