This is easy said, but not really advantageous for me. To invest in a tax shelter trust such as MVO, I would have to distribute the amount form my IRA to my individual account. Then I could buy units of the trust with my individual account. The bottom line is 1. My IRA distribution would be taxable. My distribution is just enough so I stay under the tax. 2. The money in my individual would become taxable, once I sale the unit of the trust. The dividend may not be, but the plus value would. So far, since I retired, I am tax free, and want to keep it that way. All in legality. My IRA is up in double digits since 2007, cannot complain.