After Bank of America reported its loss for the 3rd quarter, I sold my shares for $17.37 and bought about three shares of WAYN for each share of BAC. BAC pays a quarterly dividend of $.01 and WAYN pays $.05. WAYN was selling for less than 1/2 of book value and I don't know what a fair figure is for BAC's book value because of the governments preferred stock and all the intangible assets on BAC's balance sheet which I refuse to accept at their listed value. When I looked at the comparison this way, it seemed like the right thing to do. I hope it works out. I also don't need all the drama surrounding BAC.