This is the BEST inv in the MI sector.
If the house market will continue to decline ORI has the abilty to put more money in MI and do more BIZ in a very good proce. ORI will gain market share (PMI, MTG and RDN will be in run off).
In that scanrio ORI will be above 30$ in 2012.
if the house market will improve we will start to see nice profits. in this scanrio ORI will be around 20$ in a year or so.
Thats WIN-WIN