Earnings were 13c if you want to be consistent with previous quarterly reporting. However, the company earned 24c if you add the net realized investment gains. And, if you consider the 8c loss in the run-off business as non GAAP, since it comes out of previously accrued funds, the total earnings is 32c. That is why the net tangible BV increased by 32c and why I only consider this as the true earnings for the Q2. I do understand the logic of reporting 13c, since that is the earnings of the ongoing insurance business, more easily comparable to previous quarters.