Bank CD's and pathetic money market yields, feeding free money to banks, will continue for perhaps another year. During this time, investors will find FFC and be willing to pay a higher price to get the dividend here. @$20, FCC will still yield around 7.2% which is phenomenal in today's economy. That's over a 22% gain from today's price! The stock market is tapped out for a long time ahead. P/E's are way too high and company performance is extremely erratic to take a chance on capital gains. All pretty good reasons for holding onto FFC here.