Going back to your question about low income people going into homes that they could not afford. Honestly, I was not aware of it until the last year. This pisses me off that politicians twisted the law to get these individuals in home they couldn't afford they should have been in apartments until they met requirements that were established. Also the govenment taking care of select cronies. As I said before there is plenty of blame to go around. But watch those hearing if you dare.