When Wal-Mart announced their 4 dollar generic list several years ago, Walgreens responded that it would not effect their stores since 95% of their customers have insurance. So why the push to sell flu shot gift cards when the target population of these gift cards theoretically would be cash paying customers? Customers with insurance would have no need to buy this card since their insurance would be paying for the shot. With the card being non refundable, who would buy one? I think we could have spent our money more wisely on other marketing strategies especially since most stores have not sold any.
Medicare and Medicaid cover the flu shot, so BM doesn't have to worry. Although knowing how dumb he is (e.g. sold wag to get into dscm), he'll probably buy a gift card and try to redeem it at Rite Aid. Then he'll try to send in for some phantom flu rebate. Really, that's how dumb he is.
Some insurances will pay at the pharmacy, some only pay at MD's office.
Customers pretty much know by now whether they have to pay out of pocket at the pharmacy.