I had the same question 3 months ago. I chose fitb because it had falling the hardest for no real reason. So far, so good. I bought 25000 shares under 2 bucks in Feb. FITB will recover. I figure in 6 months it will be back to 8 where it began this year. In 2 to 3 years it will be at 20, if not better. I'm being very conservative with my figures. That puts me at 500,000. dollars. I beleive it could do better, but I'll take a half of a million any day. And yes, I have patience to wait 2 or three years for that money. This company did not deserve the loses it took. Now for BAC, it will also turn around. Percentage wise in loses I bought FITB. Either way, if you are in it for the long haul, you will be satisfied. I'm happy now. I just wish I could wake up in 2 or 3 years from now to see where I stand. I just have to wait... and I will. LONG live the LONGS.