Thanks so much for taking the time to reply to me Joel, I do appreciate it. I'll be looking into those you suggested I research over the next few days. I was afraid they'd all be somewhat high atm, I knew I should have researched and bought more a few months ago, but we just bought a house and didn't have the cash. Thanks again for the ideas, I may be back with more questions!
What spooked me finally was the Euro debt problems on top of all the bank losses world wide. Besides, if you read the prospectus for all trust preferred shares, they are required by the Fed to be suspendable for up to 5 years with no interest paid, unlike debt. I also suspect that the remaining mortgage operations of CountryWide, under BAC, are doing badly during the extended real estate collasp. Plus, my gut feeling to run away from CFC-pb as soon as a decent price allowed. I'm gone!!!