MOTLEY fOOL is an incompetant bunch of idiots. At least two of their services (GG and MDP) were still recommending AIB as a buy and/or hold well into 2008. I was pretty inexperienced then but have learned a lot since. Any idiot who understands banks and macro economy even slightly should have known it was a terrible investment at that time. shameful. MF are a bunch of either crooks or halfwits.