The 20 cents per share per month dividend ended last month. It is my understanding now that to bring the dividend in line with the stock price we are now only going to get 23 cents or so per share every 3 months. This still is not a bad return, but nowhere close to as good as it was in late 2008. The dividend should increase as the stock price improves over time.
Dont even think about buying this until you learn how to research a security. For starters they recently shifted from monthly to quarterly dividends, which you could have learned by clicking on the "headlines" link when you go into the stock profile here on Yahoo. In the name of all that is holy, learn how to do your basic research!!