If the new pres and cfo have any brains they will make the current quarter as bad as possible to get all the bad crap behind them. I think that the quarter will disappoint but that the stock will likely rise because they will have cleared the decks and the future will be looking better.
The earnings last quarter were effected by a significant write down due to un-performing loans as I recall. Are you saying that we can expect another write down? I don't think that will be the case and I think there is evidence of insider buying in anticipation of a good upcoming report. The stock today showed resistance to the down trend early this morning. WW