Just one other note that I want them put out there is that we are actually looking to change the name 21st Century Holding Company. That would be something that would be coming out in our proxy in the near future. We are looking at changing it to Federated National Holding Company. And the reason for that is really is that’s how we conduct business for the most part. Not many people really know us as 21st Century Holding Company. So I think it just kind of clarifies a bit of our marketing initiatives and some of our branding. So that’s something that will be coming out to shareholders in the near future.
probably means as stock price gets closer to book value while book value increases, they are prepping the company to merge with another holding co.