Hey, run, have you been holding FNHC from five plus years ago? I have been. Back when it was TCHC. I am no longer under water, having bought more shares when it was $5, and $7, per share, averaging down. The question now seems to be not only if it has potential to hit up to $12 (which is probably 50-50 over the nest 1-2 years) but also if the divy will be steadily increased, giving us more incentive to keep holding it. I think we need some reward for being patient, and holding "dead money" for all those years. What do you think?