"aren't the buyout targets people think".......Ummm, that means you! You're the only fool talking buyout everywhere.
"You have to earn your money".....How's that working our for HBKS??? LMAO...2 straight Q's in the tank.
You can't compare the two. STEL loans have to be shaky. HBKS has a focus on business banking with a squeaky clean balance sheet. HBKS hasn't grown income because they are playing defense ... like they are setting up for a sale.