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Dear Smart Ass:I have been in golds for two years! Drooy at 90 cents.....in fact, just paid off a 300K vacaton home ww/profits. So what ever wisdom I may have works for me!You have been warned. However, since I like you (even though you are a smart ass) the markets have clearly broken down. The SP500 will hit minimum of 560. The dow, well I would guess 2500. Good luck, you will need it!