Well last week I reteurned my Lumia 928 from Verizon ( free w/2 year contract ) and bought the Lumia 520 from AT&T.. I really like the "pre-plan".. it is a flat $60 a month no taxes or hidden fees when you pay at the AT&T atm machine with debit or credit card.. that $60 gives you 30 days unlimited calling, text and 2G of data.. extra 1G of data is $10 a month.. if you do not renew within the 30 days you have 90 days or you will lose your phone number.. so example I am going out of the country for 5 weeks in Oct/Nov and will make sure that my 30 days expires close to when I leave.. I will not be paying for the unused service while I am gone.. I can also let it go over a few days and not be charged for the days it is cut off.. no tax or fees straight $60 you've got to like that.. anyways this what I have been looking for as a plan.. I am more in to straight mpbile calling and the apps stuff is more for the kids!