Sorry, don't agree. I can't find much on DMRJ, but strongly suspect they do lots of these types of loans, so spread risk out over many pies. 11% interest doesn't hurt either....and if IMSc hits a big one, DMRJ makes out great. I suspect many of the bitter posters lost a big portion of portfolio they shouldn't have gambled here. I've got very small amt at risk, due to shaky finances of IMSC. I certainly hope not many shorts...you've gotta be nuts to short a thinly traded $0.75 stock.