Are you the same guy who saids he holds stock in VGR? Could you be more specific? What is exactly your question. You have no specifics to go on. Basically, your question does nothing more but to take up message board space. I did not see any info that Frost is in VGR. Please give detail? VGR is a slow growth 10% yielding stock. Someone who has a lot of money and wants to sleep good at night would invest in this slow growth boring stock.