I have a very close friend who runs a hedge fund who is long MTG, and whose main problem with Curt has been the fact that he wouldn't stick his neck out, and painted perhaps too much gloom on their long way back. I think Curt and the whole team did a huge turn-around in today's CC. Given their nature, I think that things must be real, real good for them to have been as confident as they were. I think we have our hands on a 3 or 4 bagger in the near term (meaning next year or two). Let's see what happens now.