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People's United Financial Inc. Message Board

  • seerofme seerofme Oct 3, 2005 1:38 PM Flag

    Sadly time to sell

    The ride is over. Klein sold credit card last year to boost the bottom line, what will he do this year? I'll tell you, reduce employees, again. Just wait, in a few months try to get a loan on a Saturday and see how long it takes. Word will spread fast on how lousy customer service is getting and the exodus will be on.

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    • go roll your 25cent in a&p

    • Shoreline, I did say I was sorry, not much more I can do than that

      I was just asking Bankstcockguy why he is so insulting not only to me but to other posters as well

      I do check those insider transactions every once in awhile, so I am somewhat familiar with what you were saying about that

    • Tiero, we all have different levels of patience, and you do seem to try people's with some of your posts. Regardless, and of more importance, take a look at the insider transactions. Seems there is alot of selling.

      Much of it is cashing options, and so if the option is expiring, they don't have much choice. But still, mgt's stake seems to be declining.

    • oh yeah, I knew what shoreline was saying and I see your point too, and until that very last comment you made, I actually respected your comments.

      I just don't understand why you are so insulting to people on here though. I have seen some of your other postings and saw how you insult people sometimes and I don't understand why.

      Shoreline, if I was rude or argumentative to you in any way, I apologize, and that goes for anyone else that might have taken offense to what I had said in the past. That was not my intention. People sometimes interpret postings wrong, just like they do with emails. But trust me, I meant no disrespect to anyone. But if I was being that way, I apologize.

    • Tiero,

      People are trying to respond to your comment with information to help you understand and you are simply being argumentative.

      Shoreline was pointing out to you one of the sound reasons why bank have policies on check handling and you leap to court of law arguments, which I might point out is what Shoreline was taking about. Tellers have to live in the policies to keep out of fraud and thereto court.

      Armored car companies charge by what they handle, DUH! The more coin taken in the more that has to be sent out of be certified, thus a bigger fee.

      You pose a situation; people give you informative answers to explain the situation. You have some weird desire to be right about your casual observation and a desire that a big bank with hundreds of thousands of customers operate like some mom and pop. Teiro you�re rude and a fool.




      Re: Sadly time to sell
      by: tiero416 (27/M/CT) 10/06/05 04:05 pm
      Msg: 2671 of 2672

      when you are in a courtroom though, intent doesn't matter at all

      but I do see where you and the other people are coming from

      all I was trying to say about the penny thing was that I thought that was a little ridiculous. Don't banks have to pay the armored car service when they order money and coin? I would think that by taking it from customers, or even non-customers, that would be a way to save them money.

      is that a safe assumption?

    • I want to thank tiero for making me look like Warren Buffet. Good gracious, let's have a discussion about investing, not about old lady's looking to deposit a $25 check into their grandkid's Education IRA. I don't give a rat's ass about penny rolls, check colors, or garbage cans. Razor continues ranting because PBCT raised the interest rate on her credit card because she made a late payment. For that she continually bashes a regional thrift that has made a lot of people a lot of money (unrealized or realized). Go wash your crack razor and come back with something nice to say.

    • when you are in a courtroom though, intent doesn't matter at all

      but I do see where you and the other people are coming from

      all I was trying to say about the penny thing was that I thought that was a little ridiculous. Don't banks have to pay the armored car service when they order money and coin? I would think that by taking it from customers, or even non-customers, that would be a way to save them money.

      is that a safe assumption?

    • No kidding. The point is, the teller thinks the person is the real account holder. They aren't intentionally releasing info.

    • if the teller gives you a balance on someone else's account, regardless of how well they know you, they are committing a federal offense. They are never allowed to do that.

      and it won't matter a hill of beans how well they know the person, if you do anything like that, you are breaking the law - end of story

    • I know it's hard for non-bankers to understand, but seemingly harmless transactions, like making a deposit, can lead to fraud. It's one way a possible perpetrator gains the confidence of branch personnel, so that when they do make a withdrawal, or whatever, the branch doesn't ask questions.

      As far as the pennies go, we all agree it's stupid. But Bankstcockguy is correct, it isn't about that particular transaction, it's about having a procedure for EVERY transaction.

      It's also designed to make you figure out another way to dispose of your change. The bank doesn't want to handle your $.50 roll of pennies, it costs more than $.50 to do so.

      Unfortunately, branch operations has changed dramatically over the last 15 years. Branches used to operate independently, like a little autonomous business. The manager had real authority, to make loans, waive fees etc. Banks have taken most of that authority away, the rules are specific and the bank has lots of little nerdy auditors that check up on them. It's too bad, but it isn't going to change, and the bigger the bank, the worse it is.

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