Bullwrinkle said my opinion was asinine which is a personal comment so I responded in kind. I have agreed many times that PBCT is a safe banking stock. I also have the opinion that this stock is being supported by mutual funds whose stated mission is to hold banking stocks. If one is compelled to hold bank stocks, they would hold PBCT for safety. That would explain why the stock does relatively well on down market days and relatively poorly on up market days. No one seems to take a position on that observation or offer any other reason for Peoples inverse moves to the general market. I hold 2,000 shares of this stock that I bought at the offering for 20. My opinions about Sherringham and Company are legitimate. It does not serve any of us to be blind cheerleaders.