They are starting to create the largest and most valuable independent banking franchise in the Northeat. The aquistion of Brookline Bancorp is next giving them major presence in MA. Jack Barnes use to work for Paul Perrault, former CEO at Chittenden, now Brookline CEO. Peoples will probably not survive independently as they would become the major target for any bank that wants to enter the Northeast market.Wells Fargo,PNC, Canadian banks or others. The premium paid would be substantial.Don't get out to early as you will leave a lot on the table.