The Management of PBCT should be booted. They could not be less share-holder friendly. The premiums payed on the recent acquisitions are terrible for the owners of the company. They inherited a hoard of cash and given this huge benefit have done nothing to enhance share holder value. The price is lower than at anytime during the financial crisis!!!!! I own the stock and can only hope the dividend is not in jeapordy due to their incompetence. They have vastly underperformed every benchmark and if the preexisting dividend was reduced single digits would be upon us. WHY WOULD YOU DUE STOCK DEALS WITH A DISCOUNTED CURRENCY!!! Deal 101.