you know dude for what its worth.i am born and raised in bpt. 50 yrs there! ive been dealing with pbct since thay were a small time bank.a few mnths ago i read where 85% of all the banks in america would have to fail before pbct did. the risk owning this stock at this price is practically none existant. i wll admite i now own 2000 shares.but will take a profit when i see fit.(i got in thurs at 13.20. that being said if your looking for a nice div. and a safe investment with an upside to probably back to 17$ per share this yr. i say go for it! good luck to you.