I have to agree, The whining gets old. I believe that many people got into this stock at or after the 2007 IPO (PBCT'S 2nd offering). And they were expecting a fast and exciting ride. That has never been the banks history, theirs is just the opposite. They have always been a conservative minded New England bank. And that is the reason the bank has never taken a bailout in 170 years and why they did not tank as bad as most other financial institutions did after Sept. 2008. I do have a problem with alot of managements decisions since then, The hiring of Phillip Sherringham being the worst. Check any of my older posts. But I still believe in the banks long term prospects. Meanwhile I will hold my position and reinvest my Divi's and add a little more at times. I have been doing this since the very early 90's and am very happy with the three 3-2 and one 21-10 splits that I have benefited from to date, not to mention the dividend.