Proactive investors should change their margin brokerage account(default) to a cash account. By SEC law, the brokerage can not lend out your shares for short selling if you maintain a cash account. A cash account requires you to already have the funds available prior to purchasing securities. Margin accounts are like credit cards and cash accounts are like debit cards. Keeping a cash account helps all investors and prevents short selling of your shares without your knowledge.
I get paid maybe 20 cents for 200 shares that I lend out... If it goes down enough I will buy more and lend them out.... Not as good as a dividend though... I keep looking at the stock to see if there is a buyout or something because the price keeps going up, I am not expecting blow out earnings or anything so maybe it is good that it went down today..